:root{--mlj-navy:#0b1f3a;--mlj-teal:#3a8f8a;--mlj-teal-dark:#2d7270;--mlj-gold:#c8a96a;--mlj-gold-dark:#a8894f;--mlj-gold-ink:#6b5224;--mlj-cream:#f8f5ef;--mlj-charcoal:#222;--mlj-white:#fff;--mlj-ink-soft:#444;--mlj-ink-faint:#57686d;--mlj-radius:18px;--mlj-radius-lg:28px;--mlj-shadow:0 10px 28px #0b1f3a0d;--mlj-shadow-lg:0 28px 70px #0b1f3a1f;--font-display:"Playfair Display", Georgia, serif;--font-body:Inter, system-ui, -apple-system, "Segoe UI", sans-serif}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:clip}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}body{font-family:var(--font-body);color:var(--mlj-charcoal);background:var(--mlj-cream);-webkit-text-size-adjust:100%;max-width:100%;margin:0;font-size:16px;line-height:1.6;overflow-x:clip}img,video,iframe,svg,canvas{max-width:100%;height:auto}a{color:var(--mlj-teal-dark);text-underline-offset:3px}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline-offset:2px;border-radius:4px;outline:3px solid #c8a96acc}.container{width:min(1180px,100% - 40px);margin-inline:auto}.skip-link{z-index:200;background:var(--mlj-navy);color:#fff;border-radius:0 0 12px;padding:12px 20px;font-weight:700;text-decoration:none;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;position:absolute!important}.mlj-btn{text-align:center;cursor:pointer;min-height:50px;font-size:.98rem;font-weight:700;line-height:1.2;font-family:var(--font-body);border:0;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:14px 20px;text-decoration:none;transition:transform .18s,box-shadow .18s,background .18s;display:inline-flex}.mlj-btn:hover,.mlj-btn:focus-visible{transform:translateY(-1px)}.mlj-btn--primary{color:#fff;background:var(--mlj-navy);box-shadow:0 16px 34px #0b1f3a45}.mlj-btn--secondary{color:var(--mlj-navy);background:linear-gradient(180deg, #dcc992, var(--mlj-gold));box-shadow:0 14px 30px #a8894f38}.mlj-btn--text{color:var(--mlj-navy);background:#ffffffad;border:1px solid #0b1f3a29}.btn-block{background:var(--mlj-gold);width:100%;min-height:46px;color:var(--mlj-navy);border-radius:999px;justify-content:center;align-items:center;padding:10px 16px;font-size:.9rem;font-weight:700;text-decoration:none;display:flex}.btn-white{background:var(--mlj-gold);min-height:46px;color:var(--mlj-navy);border-radius:999px;align-items:center;padding:10px 20px;font-weight:700;text-decoration:none;display:inline-flex}.site-footer .btn-white,.section--navy .btn-white{color:var(--mlj-navy);background:var(--mlj-gold)}.btn-outline-white{color:#fff;border:1px solid #ffffff8c;border-radius:999px;align-items:center;min-height:46px;padding:10px 20px;font-weight:700;text-decoration:none;display:inline-flex}@media (prefers-reduced-motion:reduce){.mlj-btn{transition:none}.mlj-btn:hover,.mlj-btn:focus-visible{transform:none}}.site-nav{z-index:100;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#f8f5eff7;border-bottom:1px solid #0b1f3a14;position:sticky;top:0;overflow-x:clip}.site-nav>.container{width:min(1180px,100% - 40px)}.site-nav__inner{grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:14px;min-width:0;max-width:100%;padding:10px 0;display:grid}.site-nav__brand{flex-shrink:0;align-items:center;display:inline-flex}.site-nav__brand img{width:74px;height:auto}.site-nav__menu{justify-content:flex-end;align-items:center;min-width:0;max-width:100%;display:flex}.nav-list{flex-wrap:nowrap;justify-content:flex-end;align-items:center;gap:0;min-width:0;margin:0;padding:0;list-style:none;display:flex}.nav-list>li{flex:none;position:relative}.nav-list>li>a,.nav-list>li>button{cursor:pointer;color:var(--mlj-navy);font:600 .9rem/1 var(--font-body);white-space:nowrap;background:0 0;border:0;border-radius:10px;align-items:center;gap:5px;padding:10px 9px;text-decoration:none;display:inline-flex}.nav-list>li>a:hover,.nav-list>li>button:hover,.nav-list>li>a[aria-current=page]{background:#c8a96a2e}.nav-list>li>a[aria-current=page]{color:var(--mlj-teal-dark)}.nav-caret{fill:none;stroke:currentColor;stroke-width:2.4px;stroke-linecap:round;stroke-linejoin:round;width:10px;height:10px;transition:transform .15s}.nav-item--open>button .nav-caret{transform:rotate(180deg)}.nav-dropdown{z-index:110;background:#fff;border:1px solid #0b1f3a1a;border-radius:16px;min-width:300px;margin:0;padding:10px;list-style:none;display:none;position:absolute;top:calc(100% + 6px);left:0;box-shadow:0 24px 60px #0b1f3a2e}.nav-item--open>.nav-dropdown{display:block}.nav-dropdown li+li{margin-top:2px}.nav-dropdown a{color:var(--mlj-navy);border-radius:10px;padding:9px 12px;font-size:.92rem;font-weight:500;text-decoration:none;display:block}.nav-dropdown a:hover,.nav-dropdown a:focus-visible{background:var(--mlj-cream);color:var(--mlj-teal-dark)}.nav-dropdown a strong{font-weight:700;display:block}.nav-dropdown a small{color:var(--mlj-ink-faint);font-size:.8rem}.nav-dropdown__all{border-top:1px solid #0b1f3a14;padding-top:8px;margin-top:8px!important}.nav-dropdown__all a{color:var(--mlj-teal-dark);font-weight:700}.site-nav__actions{z-index:2;flex:none;align-items:center;gap:8px;display:flex;position:relative}.site-nav__actions .mlj-btn{min-height:40px;box-shadow:none;white-space:nowrap;padding:9px 13px;font-size:.84rem}.site-nav__call{display:none}.nav-toggle{cursor:pointer;width:46px;height:46px;color:var(--mlj-navy);background:#fff;border:1px solid #0b1f3a29;border-radius:12px;justify-content:center;justify-self:end;align-items:center;display:none}.nav-toggle svg{stroke:currentColor;stroke-width:2px;stroke-linecap:round;fill:none;width:22px;height:22px}.nav-toggle .icon-close,.nav-toggle[aria-expanded=true] .icon-open{display:none}.nav-toggle[aria-expanded=true] .icon-close{display:block}@media (min-width:1400px){.site-nav>.container{width:min(1360px,100% - 40px)}.site-nav__call{display:inline-flex}.nav-list>li>a,.nav-list>li>button{padding:11px;font-size:.93rem}.site-nav__actions .mlj-btn{min-height:42px;padding:10px 15px;font-size:.86rem}}@media (max-width:1199px){.site-nav__inner{justify-content:space-between;gap:12px;display:flex}.nav-toggle{order:2;display:inline-flex}.site-nav__brand{order:1}.site-nav__menu{z-index:105;background:var(--mlj-cream);order:3;justify-content:stretch;max-width:none;padding:18px 20px 40px;display:none;position:fixed;inset:67px 0 0;overflow:hidden auto}.site-nav__menu.is-open{display:block}.nav-list{flex-direction:column;align-items:stretch;gap:4px}.nav-list>li>a,.nav-list>li>button{background:#fff;border:1px solid #0b1f3a14;justify-content:space-between;width:100%;padding:14px;font-size:1.02rem}.nav-dropdown{min-width:0;max-width:100%;box-shadow:none;background:0 0;border:0;padding:4px 6px 8px;position:static}.nav-dropdown a{background:#fff9;margin-top:4px}.site-nav__actions{display:none}.nav-list__cta{gap:10px;margin-top:14px;display:grid}.nav-list__cta .mlj-btn{width:100%}}@media (min-width:1200px){.nav-list__cta{display:none}}.mlj-hero{isolation:isolate;min-height:clamp(680px,82vh,880px);color:var(--mlj-charcoal);background:var(--mlj-cream);padding:clamp(32px,6vw,70px) 20px 18px;position:relative;overflow:hidden}.mlj-hero__bg,.mlj-hero__bg img,.mlj-hero__shade{width:100%;height:100%;position:absolute;inset:0}.mlj-hero__bg{z-index:-2}.mlj-hero__bg img{object-fit:cover;transform:scale(1.01)}.mlj-hero__shade{z-index:-1;background:radial-gradient(circle at 78% 16%,#ffffffd1,#fff0 28%),linear-gradient(90deg,#f8f5effa 0%,#f8f5eff0 43%,#f8f5efb3 64%,#f8f5ef6e 100%),linear-gradient(#f8f5ef24 0%,#0b1f3a1a 100%)}.mlj-hero__inner{grid-template-columns:minmax(0,1.08fr) minmax(330px,.72fr);align-items:center;gap:clamp(28px,5vw,68px);width:min(1220px,100%);margin:0 auto;display:grid}.mlj-hero__content{border-radius:var(--mlj-radius-lg);max-width:760px;box-shadow:var(--mlj-shadow-lg);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#f8f5efdb;border:1px solid #c8a96a47;padding:clamp(24px,4vw,42px)}.mlj-hero__eyebrow{color:var(--mlj-teal-dark);letter-spacing:.14em;text-transform:uppercase;margin:0 0 14px;font-size:clamp(.8rem,1.4vw,.92rem);font-weight:800}.mlj-hero h1{color:var(--mlj-navy);font-family:var(--font-display);letter-spacing:-.02em;text-wrap:balance;margin:0;font-size:clamp(2.1rem,4.8vw,3.5rem);line-height:1.04}.mlj-hero__lead,.mlj-hero__body{max-width:680px;color:var(--mlj-charcoal);margin:16px 0 0;font-size:clamp(1rem,1.45vw,1.12rem);line-height:1.62}.mlj-hero__body{font-size:clamp(.95rem,1.3vw,1.05rem)}.mlj-hero__proof{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:24px 0 0;padding:0;list-style:none;display:grid}.mlj-hero__proof li{border-radius:var(--mlj-radius);background:#ffffffb8;border:1px solid #3a8f8a3d;padding:15px 14px}.mlj-hero__proof strong{color:var(--mlj-navy);font-family:var(--font-display);font-size:clamp(1.15rem,2vw,1.55rem);line-height:1;display:block}.mlj-hero__proof span{color:#496067;margin-top:6px;font-size:.84rem;line-height:1.25;display:block}.mlj-hero__actions{flex-wrap:wrap;align-items:center;gap:12px;margin-top:26px;display:flex}.mlj-hero__microcopy{color:var(--mlj-ink-faint);margin:14px 0 0;font-size:.92rem;line-height:1.45}.mlj-hero__microcopy ul{flex-wrap:wrap;gap:8px 16px;margin:8px 0 0;padding:0;list-style:none;display:flex}.mlj-hero__microcopy li:before{content:"";background:var(--mlj-teal);vertical-align:middle;border-radius:50%;width:7px;height:7px;margin-right:6px;display:inline-block}.mlj-hero__topic-links{color:#55676d;flex-wrap:wrap;gap:8px 12px;margin-top:18px;font-size:.92rem;line-height:1.45;display:flex}.mlj-hero__topic-links span{color:var(--mlj-navy);font-weight:800}.mlj-hero__topic-links a{color:var(--mlj-teal-dark);font-weight:600}.who-we-serve{margin-top:18px}.who-we-serve__label{color:var(--mlj-navy);letter-spacing:.04em;text-transform:uppercase;margin:0 0 8px;font-size:.78rem;font-weight:800}.who-we-serve ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 16px;margin:0;padding:0;list-style:none;display:grid}.who-we-serve li{color:#3f545c;padding-left:1.15em;font-size:.9rem;line-height:1.35;position:relative}.who-we-serve li:before{content:"✔";color:var(--mlj-teal-dark);font-size:.82rem;font-weight:700;position:absolute;left:0}@media (min-width:720px){.who-we-serve ul{grid-template-columns:repeat(3,minmax(0,1fr))}}.media-tv{flex-wrap:wrap;justify-content:center;align-items:center;gap:28px 40px;margin:0 0 28px;padding:0;list-style:none;display:flex}.media-tv__logo{filter:grayscale();opacity:.82;margin:0}.media-tv__logo svg{width:auto;height:36px;display:block}.footer-flag{color:inherit;flex-direction:column;align-items:center;gap:4px;margin-top:18px;text-decoration:none;display:inline-flex}.footer-flag__top,.footer-flag__bottom{letter-spacing:.08em;text-transform:uppercase;color:var(--mlj-cream);font-size:.72rem;font-weight:800}.footer-flag__mark{border-radius:3px;transition:transform .2s,box-shadow .2s;display:block;box-shadow:0 2px 8px #00000040}.footer-flag:hover .footer-flag__mark,.footer-flag:focus-visible .footer-flag__mark{transform:translateY(-1px);box-shadow:0 4px 12px #00000059}.testimonials--quotes{grid-template-columns:repeat(2,minmax(0,1fr))}.mlj-hero__visual{justify-items:center;gap:18px;display:grid}.mlj-hero__photo-card{background:#f8f5efa3;border:1px solid #ffffffb8;border-radius:36px;width:min(410px,100%);padding:12px;position:relative;box-shadow:0 34px 74px #0b1f3a33}.mlj-hero__photo-card img{border-radius:var(--mlj-radius-lg);aspect-ratio:4/5;object-fit:cover;width:100%;height:auto;display:block}.mlj-hero__review-card{color:#fff;background:linear-gradient(135deg,#0b1f3af2,#2d7270f0);border-radius:20px;padding:14px 16px;position:absolute;bottom:22px;left:22px;right:22px;box-shadow:0 18px 34px #0b1f3a47}.mlj-stars{color:var(--mlj-gold);letter-spacing:.08em;font-size:.96rem;line-height:1;display:block}.mlj-hero__review-card strong{margin-top:5px;font-size:1rem;display:block}.mlj-hero__review-card small{color:#ffffffc7;margin-top:3px;font-size:.8rem;display:block}.mlj-hero__quote{color:#32474d;background:#ffffffb3;border:1px solid #c8a96a40;border-radius:24px;width:min(410px,100%);padding:18px 20px;box-shadow:0 18px 44px #0b1f3a1a}.mlj-hero__quote p{font-family:var(--font-display);color:var(--mlj-navy);margin:0;font-size:clamp(1rem,1.35vw,1.14rem);line-height:1.42}.mlj-hero__quote span{color:var(--mlj-gold-ink);margin-top:8px;font-size:.9rem;font-weight:700;display:block}.mlj-hero__disclosure{color:#222222a8;width:min(1220px,100%);margin:24px auto 0;font-size:.78rem;line-height:1.45}@media (max-width:980px){.mlj-hero{min-height:auto;padding-top:26px}.mlj-hero__inner{grid-template-columns:1fr}.mlj-hero__content{max-width:none}.mlj-hero__visual{grid-template-columns:minmax(220px,340px) minmax(250px,1fr);justify-content:center;align-items:center}.mlj-hero__photo-card,.mlj-hero__quote{width:100%}}@media (max-width:767px){.mlj-hero{padding:18px 14px 14px}.mlj-hero__shade{background:linear-gradient(#f8f5eff2 0%,#f8f5efe6 45%,#f8f5efd4 100%),radial-gradient(circle at 50% 5%,#ffffffd6,#fff0 44%)}.mlj-hero__inner{gap:20px}.mlj-hero__content{border-radius:24px;padding:24px 18px}.mlj-hero__proof{grid-template-columns:1fr}.mlj-hero__proof li{align-items:baseline;gap:10px;display:flex}.mlj-hero__proof span{margin-top:0}.mlj-hero__actions{grid-template-columns:1fr;display:grid}.mlj-hero__actions .mlj-btn{width:100%}.mlj-hero__visual{grid-template-columns:1fr}.mlj-hero__photo-card{width:min(330px,94vw)}.mlj-hero__quote{width:100%}}.section{padding:clamp(48px,7vw,72px) 0}.section--white{background:#fff}.section--ivory{background:var(--mlj-cream)}.section--navy{background:var(--mlj-navy);color:var(--mlj-cream);text-align:center}.section--navy h2{color:#fff}.section h2{font-family:var(--font-display);color:var(--mlj-navy);letter-spacing:-.01em;margin:0 0 .5em;font-size:clamp(1.75rem,3.2vw,2.35rem)}.section__lead{max-width:680px;color:var(--mlj-ink-soft);margin:0 0 28px}.icon{width:22px;height:22px;stroke:var(--mlj-teal);fill:none;stroke-width:1.75px;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.path-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.path-card{border-radius:var(--mlj-radius);min-height:132px;box-shadow:var(--mlj-shadow);color:inherit;background:#fff;border:1px solid #0b1f3a14;flex-direction:column;gap:12px;padding:22px 20px;text-decoration:none;transition:border-color .15s,transform .15s;display:flex}.path-card:hover{border-color:var(--mlj-gold);transform:translateY(-2px)}.path-card__head{align-items:center;gap:10px;display:flex}.path-card h3{font-family:var(--font-display);color:var(--mlj-navy);margin:0;font-size:1.08rem}.path-card p{color:#555;margin:0;font-size:.88rem}.path-card__cta{color:var(--mlj-teal-dark);margin-top:auto;font-size:.86rem;font-weight:700}.strip-metrics{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;display:grid}.metric-card{border-radius:var(--mlj-radius);text-align:center;background-image:linear-gradient(180deg, #0b1f3a2e 0%, #0b1f3ab8 68%, #0b1f3ae6 100%), var(--metric-bg);background-position:50%;background-size:cover;border:1px solid #c8a96a73;flex-direction:column;justify-content:flex-end;align-items:center;min-height:168px;padding:22px 16px 20px;display:flex;position:relative;overflow:hidden;box-shadow:0 14px 36px #0b1f3a1f}.metric-card strong{z-index:1;font-family:var(--font-display);color:var(--mlj-cream);letter-spacing:-.02em;font-size:clamp(1.75rem,3.2vw,2.35rem);line-height:1;display:block;position:relative}.metric-card span{z-index:1;color:var(--mlj-gold);letter-spacing:.02em;margin-top:8px;font-size:clamp(.95rem,1.35vw,1.12rem);font-weight:600;line-height:1.25;display:block;position:relative}.media-trust__label{text-align:center;letter-spacing:.14em;text-transform:uppercase;color:var(--mlj-teal-dark);margin:0 0 14px;font-size:.78rem;font-weight:800}.media-buckets--logos{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;display:grid}.media-bucket{border-radius:var(--mlj-radius);text-align:center;background:#fff;border:1px solid #c8a96a73;flex-direction:column;justify-content:center;align-items:center;gap:4px;min-height:96px;padding:20px 16px;display:flex;box-shadow:0 14px 36px #0b1f3a14}.media-bucket strong{font-family:var(--font-display);color:var(--mlj-navy);letter-spacing:.02em;font-size:1.15rem}.media-bucket span{color:var(--mlj-ink-faint);font-size:.78rem}.loan-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;display:grid}.loan-card{border-radius:var(--mlj-radius);background:var(--mlj-cream);border:1px solid #0b1f3a14;flex-direction:column;padding:22px 18px;display:flex}.section--ivory .loan-card{background:#fff}.loan-card__icon{fill:none;width:56px;height:56px;stroke:var(--mlj-teal);stroke-width:1.6px;stroke-linecap:round;stroke-linejoin:round;margin-bottom:16px;display:block}.loan-card h3{font-family:var(--font-display);color:var(--mlj-navy);margin:0 0 8px;font-size:1.05rem}.loan-card h3 a{color:inherit;text-decoration:none}.loan-card h3 a:hover{color:var(--mlj-teal-dark)}.loan-card p{color:#555;flex-grow:1;margin:0 0 16px;font-size:.88rem}.steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-bottom:24px;display:grid}.step{background:#fff;border:1px solid #0b1f3a14;border-radius:16px;padding:22px}.section--white .step{background:var(--mlj-cream)}.step__num{background:var(--mlj-gold);width:32px;height:32px;color:var(--mlj-navy);border-radius:50%;justify-content:center;align-items:center;margin-bottom:10px;font-size:.9rem;font-weight:800;display:inline-flex}.step h3{font-family:var(--font-display);color:var(--mlj-navy);margin:0 0 6px;font-size:1.05rem}.step p{color:#555;margin:0;font-size:.92rem}.cta-banner{background:var(--mlj-navy);color:var(--mlj-cream);border-radius:20px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;padding:32px;display:flex}.cta-banner h2{color:#fff;margin:0}.cta-banner p{color:#f8f5efd9;max-width:560px;margin:6px 0 0}.cta-banner__actions{flex-wrap:wrap;gap:10px;display:flex}.closings-bar,.mortgage-question{border-radius:var(--mlj-radius);text-align:center;background:#fff;border:1px solid #3a8f8a38;padding:28px}.mortgage-question{border:2px solid var(--mlj-gold)}.testimonials{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.testimonial{background:#fff;border:1px solid #0b1f3a14;border-radius:16px;flex-direction:column;margin:0;padding:20px;display:flex}.section--white .testimonial{background:var(--mlj-cream)}.testimonial blockquote{color:var(--mlj-ink-soft);flex-grow:1;margin:0;font-size:.92rem}.testimonial blockquote:before{content:"“";font-family:var(--font-display);color:var(--mlj-gold);margin-bottom:8px;font-size:2rem;line-height:.5;display:block}.testimonial footer{color:var(--mlj-navy);margin-top:14px;font-size:.86rem;font-weight:700}.testimonial__avatar{object-fit:cover;width:54px;height:54px;box-shadow:0 0 0 2px #fff, 0 0 0 4px var(--mlj-gold);border-radius:50%;margin:0 0 10px;display:block}.testimonial__avatars{margin:0 0 10px;display:flex}.testimonial__avatars .testimonial__avatar{margin:0}.testimonial__avatars .testimonial__avatar+.testimonial__avatar{margin-left:-14px}.testimonial footer small{color:var(--mlj-ink-faint);font-weight:500;display:block}.final-cta{gap:10px;max-width:400px;margin:24px auto 0;display:grid}.mlj-page-hero{isolation:isolate;background:radial-gradient(1100px 420px at 88% -10%, #c8a96a29, transparent 60%), radial-gradient(900px 420px at -8% 110%, #3a8f8a1f, transparent 55%), var(--mlj-cream);border-bottom:1px solid #0b1f3a12;padding:clamp(30px,5vw,56px) 0 clamp(30px,4.5vw,48px);position:relative;overflow:hidden}.mlj-page-hero__eyebrow{color:var(--mlj-teal-dark);letter-spacing:.14em;text-transform:uppercase;margin:14px 0 10px;font-size:.82rem;font-weight:800}.mlj-page-hero h1{color:var(--mlj-navy);font-family:var(--font-display);letter-spacing:-.02em;text-wrap:balance;max-width:880px;margin:0;font-size:clamp(1.9rem,4vw,2.9rem);line-height:1.08}.mlj-page-hero__lead{max-width:760px;color:var(--mlj-ink-soft);margin:14px 0 0;font-size:clamp(1rem,1.4vw,1.1rem);line-height:1.62}.mlj-page-hero__actions{flex-wrap:wrap;gap:12px;margin-top:22px;display:flex}.mlj-breadcrumbs{color:var(--mlj-ink-faint);flex-wrap:wrap;gap:4px 6px;margin:0;padding:0;font-size:.82rem;list-style:none;display:flex}.mlj-breadcrumbs li+li:before{content:"›";color:#2226;margin:0 4px}.mlj-breadcrumbs a{color:var(--mlj-teal-dark);text-decoration:none}.mlj-breadcrumbs a:hover{text-decoration:underline}.mlj-breadcrumbs [aria-current=page]{color:var(--mlj-navy);font-weight:600}.mlj-layout{grid-template-columns:minmax(0,1fr) 320px;align-items:start;gap:clamp(28px,4vw,56px);display:grid}.mlj-layout--single{grid-template-columns:minmax(0,820px);justify-content:center}.mlj-content{overflow-wrap:break-word;min-width:0;max-width:74ch}.mlj-content>p,.mlj-content>ul,.mlj-content>ol{color:#333;font-size:1.02rem;line-height:1.72}.mlj-content h2{font-family:var(--font-display);color:var(--mlj-navy);letter-spacing:-.01em;margin:1.8em 0 .5em;font-size:clamp(1.4rem,2.4vw,1.8rem)}.mlj-content h2:first-child{margin-top:0}.mlj-content h3{color:var(--mlj-navy);margin:1.5em 0 .4em;font-size:1.1rem}.mlj-content ul,.mlj-content ol{padding-left:1.3em}.mlj-content li{margin:.35em 0}.mlj-content li::marker{color:var(--mlj-gold-dark);font-weight:700}.mlj-content img{border-radius:var(--mlj-radius);max-width:100%;height:auto}.mlj-content figure{margin:1.6em 0}.mlj-content figcaption{color:var(--mlj-ink-faint);margin-top:8px;font-size:.84rem}.mlj-content .alignright{float:right;max-width:42%;margin:0 0 1rem 1.2rem}.mlj-content .alignleft{float:left;max-width:42%;margin:0 1.2rem 1rem 0}.mlj-content .aligncenter,.mlj-content .alignnone{margin:1rem auto;display:block}.mlj-content .wp-caption{max-width:100%}@media (max-width:640px){.mlj-content .alignright,.mlj-content .alignleft{float:none;max-width:100%;margin:0 0 1rem}}.mlj-callout{background:#3a8f8a14;border:1px solid #3a8f8a47;border-radius:16px;margin:1.6em 0;padding:18px 20px;font-size:.98rem;line-height:1.6}.mlj-callout strong{color:var(--mlj-teal-dark);letter-spacing:.1em;text-transform:uppercase;margin-bottom:6px;font-size:.82rem;font-weight:800;display:block}.mlj-callout--gold{background:#c8a96a1f;border-color:#c8a96a80}.mlj-callout--gold strong{color:var(--mlj-gold-ink)}.mlj-table-wrap{border:1px solid #0b1f3a1a;border-radius:14px;margin:1.4em 0;overflow-x:auto}.mlj-table{border-collapse:collapse;background:#fff;width:100%;font-size:.92rem}.mlj-table caption{text-align:left;color:var(--mlj-navy);background:var(--mlj-cream);border-bottom:1px solid #0b1f3a1a;padding:12px 14px;font-weight:700}.mlj-table th,.mlj-table td{text-align:left;vertical-align:top;border-bottom:1px solid #0b1f3a14;padding:12px 14px}.mlj-table thead th{background:var(--mlj-navy);color:var(--mlj-cream);white-space:nowrap;font-weight:700}.mlj-table tbody tr:last-child td{border-bottom:0}.mlj-table tbody tr:nth-child(2n){background:#f8f5ef8c}.mlj-table td:first-child{color:var(--mlj-navy);font-weight:600}.mlj-faq{margin:1em 0 0}.mlj-faq details{background:#fff;border:1px solid #0b1f3a1a;border-radius:14px;margin-bottom:10px;overflow:hidden}.mlj-faq summary{cursor:pointer;color:var(--mlj-navy);justify-content:space-between;align-items:center;gap:14px;padding:16px 18px;font-size:1rem;font-weight:700;list-style:none;display:flex}.mlj-faq summary::-webkit-details-marker{display:none}.mlj-faq summary:after{content:"";border-right:2.4px solid var(--mlj-gold-dark);border-bottom:2.4px solid var(--mlj-gold-dark);flex-shrink:0;width:12px;height:12px;margin-top:-4px;transition:transform .15s;transform:rotate(45deg)}.mlj-faq details[open] summary:after{margin-top:4px;transform:rotate(-135deg)}.mlj-faq details[open] summary{border-bottom:1px solid #0b1f3a14}.mlj-faq .mlj-faq__a{color:#333;padding:14px 18px 18px;font-size:.96rem;line-height:1.65}.mlj-faq .mlj-faq__a p{margin:0 0 .8em}.mlj-faq .mlj-faq__a p:last-child{margin-bottom:0}.mlj-sidebar{gap:16px;display:grid;position:sticky;top:84px}.mlj-side-card{box-shadow:var(--mlj-shadow);background:#fff;border:1px solid #0b1f3a17;border-radius:20px;padding:22px 20px}.mlj-side-card--navy{background:linear-gradient(150deg, var(--mlj-navy), #12305a);color:var(--mlj-cream);border:0}.mlj-side-card--navy h2{color:#fff}.mlj-side-card h2{font-family:var(--font-display);color:var(--mlj-navy);margin:0 0 6px;font-size:1.2rem}.mlj-side-card p{color:inherit;opacity:.92;margin:0 0 14px;font-size:.9rem}.mlj-side-card .mlj-btn{width:100%;min-height:46px;margin-top:8px;font-size:.92rem}.mlj-side-card__phone{font-family:var(--font-display);color:inherit;margin:4px 0 2px;font-size:1.35rem;font-weight:700;text-decoration:none;display:block}.mlj-side-links{margin:0;padding:0;list-style:none}.mlj-side-links li+li{border-top:1px solid #0b1f3a12}.mlj-side-links a{color:var(--mlj-navy);padding:10px 2px;font-size:.92rem;font-weight:600;text-decoration:none;display:block}.mlj-side-links a:hover{color:var(--mlj-teal-dark)}.mlj-side-jackie{align-items:center;gap:14px;display:flex}.mlj-side-jackie img{object-fit:cover;border:2px solid var(--mlj-gold);border-radius:50%;width:72px;height:72px}.mlj-side-jackie strong{color:var(--mlj-navy);display:block}.mlj-side-jackie small{color:var(--mlj-ink-faint);line-height:1.4;display:block}@media (max-width:960px){.mlj-layout{grid-template-columns:1fr}.mlj-sidebar{position:static}}.mlj-related-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:14px;display:grid}.mlj-related-card{background:var(--mlj-cream);border:1px solid #0b1f3a14;border-radius:14px;padding:16px 18px;text-decoration:none;transition:border-color .15s;display:block}.mlj-related-card:hover{border-color:var(--mlj-gold)}.mlj-related-card h3{color:var(--mlj-navy);font-size:.98rem;font-family:var(--font-display);margin:0 0 4px}.mlj-related-card p{color:#555;margin:0;font-size:.84rem}@media (max-width:640px){.mlj-related-grid{grid-template-columns:1fr}}.team-grid{gap:18px;display:grid}.team-member{box-shadow:var(--mlj-shadow);background:#fff;border:1px solid #0b1f3a14;border-radius:22px;grid-template-columns:300px minmax(0,1fr);align-items:start;gap:clamp(20px,3vw,36px);padding:clamp(20px,3vw,32px);display:grid}.team-member img{border-radius:var(--mlj-radius);aspect-ratio:1/1.05;object-fit:cover;width:100%}.team-member h2{font-family:var(--font-display);color:var(--mlj-navy);margin:0;font-size:1.5rem}.team-member .team-member__role{color:var(--mlj-gold-ink);letter-spacing:.06em;text-transform:uppercase;margin:4px 0 12px;font-size:.9rem;font-weight:700}.team-member p{color:#333;font-size:.98rem;line-height:1.68}.team-member__contact{flex-wrap:wrap;gap:8px 20px;margin:0 0 12px;font-size:.94rem;font-weight:600;display:flex}@media (max-width:760px){.team-member{grid-template-columns:1fr}.team-member img{max-width:340px}}.case-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.case-card__img{border-radius:var(--mlj-radius) var(--mlj-radius) 0 0;width:calc(100% + 44px);height:auto;margin:-24px -22px 18px;display:block}.case-card{border-radius:var(--mlj-radius);box-shadow:var(--mlj-shadow);background:#fff;border:1px solid #0b1f3a14;flex-direction:column;padding:24px 22px;display:flex}.case-card__amount{font-family:var(--font-display);color:var(--mlj-navy);letter-spacing:-.02em;font-size:1.9rem;line-height:1}.case-card h3{color:var(--mlj-navy);margin:10px 0 8px;font-size:1.04rem}.case-card p{color:#555;flex-grow:1;margin:0 0 14px;font-size:.9rem}.case-card__tag{color:var(--mlj-teal-dark);letter-spacing:.06em;text-transform:uppercase;background:#3a8f8a1a;border-radius:999px;align-self:flex-start;margin-bottom:12px;padding:4px 12px;font-size:.76rem;font-weight:700}a.case-card__tag{text-decoration:none}a.case-card__tag:hover{text-decoration:underline}.case-card a{font-size:.88rem;font-weight:700}@media (max-width:960px){.case-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.case-grid{grid-template-columns:1fr}}.contact-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.contact-card{border-radius:var(--mlj-radius);box-shadow:var(--mlj-shadow);text-align:center;background:#fff;border:1px solid #0b1f3a14;padding:24px 22px}.contact-card .icon{width:34px;height:34px;margin:0 auto 10px;display:block}.contact-card h3{font-family:var(--font-display);color:var(--mlj-navy);margin:0 0 4px;font-size:1.1rem}.contact-card p{color:#555;margin:0 0 12px;font-size:.88rem}.contact-card a.big{font-family:var(--font-display);color:var(--mlj-navy);font-size:1.25rem;font-weight:700;text-decoration:none}.contact-card a.big:hover{color:var(--mlj-teal-dark)}@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}.blog-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.blog-card{box-shadow:var(--mlj-shadow);background:#fff;border:1px solid #0b1f3a14;border-radius:20px;flex-direction:column;display:flex;overflow:hidden}.blog-card__body{flex-direction:column;flex-grow:1;padding:20px;display:flex}.blog-card__kicker{color:var(--mlj-teal-dark);letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px;font-size:.76rem;font-weight:800}.blog-card h2,.blog-card h3{font-family:var(--font-display);margin:0 0 8px;font-size:1.15rem;line-height:1.3}.blog-card h2 a,.blog-card h3 a{color:var(--mlj-navy);text-decoration:none}.blog-card h2 a:hover,.blog-card h3 a:hover{color:var(--mlj-teal-dark)}.blog-card p{color:#555;flex-grow:1;margin:0 0 14px;font-size:.9rem}.blog-card time{color:var(--mlj-ink-faint);font-size:.8rem}.blog-year{margin:2.2rem 0 0}.blog-year h2{font-family:var(--font-display);color:var(--mlj-navy);margin:0 0 10px;font-size:1.4rem}.blog-year-list{border-top:1px solid #0b1f3a14;margin:0;padding:0;list-style:none}.blog-year-list li{border-bottom:1px solid #0b1f3a14;grid-template-columns:7.5rem minmax(0,1fr);align-items:baseline;gap:12px;padding:10px 0;display:grid}.blog-year-list time{color:var(--mlj-ink-faint);font-size:.82rem}.blog-year-list a{color:var(--mlj-navy);font-weight:600;text-decoration:none}.blog-year-list a:hover{color:var(--mlj-teal-dark)}@media (max-width:960px){.blog-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.blog-grid{grid-template-columns:1fr}.blog-year-list li{grid-template-columns:1fr;gap:2px}}.article-meta{color:var(--mlj-ink-faint);flex-wrap:wrap;align-items:center;gap:8px 18px;margin:14px 0 0;font-size:.86rem;display:flex}.article-meta img{object-fit:cover;border:2px solid var(--mlj-gold);border-radius:50%;width:40px;height:40px}.article-meta strong{color:var(--mlj-navy)}.trust-links{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;display:grid}.trust-link{background:#fff;border:1px solid #0b1f3a14;border-radius:14px;padding:16px 18px;text-decoration:none;transition:border-color .15s;display:block}.trust-link:hover{border-color:var(--mlj-gold)}.trust-link strong{color:var(--mlj-navy);font-size:.95rem;display:block}.trust-link span{color:var(--mlj-ink-faint);margin-top:3px;font-size:.8rem;display:block}@media (max-width:900px){.trust-links{grid-template-columns:repeat(2,1fr)}}@media (max-width:600px){.trust-links{grid-template-columns:1fr}}.credential-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;margin:0;display:grid}.credential-list div{border-bottom:1px solid #0b1f3a14;justify-content:space-between;gap:14px;padding:12px 2px;display:flex}.credential-list dt{color:var(--mlj-ink-faint);font-size:.9rem}.credential-list dd{color:var(--mlj-navy);text-align:right;margin:0;font-size:.92rem;font-weight:700}@media (max-width:760px){.credential-list{grid-template-columns:1fr}}.site-footer{background:var(--mlj-navy);color:#f8f5efd9;font-size:.9rem}.site-footer a{color:var(--mlj-cream);text-decoration:none}.site-footer a:hover{color:var(--mlj-gold);text-decoration:underline}.site-footer__legal a{color:#fff;text-underline-offset:2px;text-decoration:underline}.site-footer__legal a:hover{color:var(--mlj-gold)}.site-footer__main{grid-template-columns:1.25fr 1fr 1fr 1.1fr;gap:clamp(24px,4vw,48px);padding:clamp(40px,6vw,60px) 0 32px;display:grid}.site-footer__brand img{width:120px;height:auto;margin-bottom:14px}.site-footer__brand p{color:#f8f5efbf;margin:0 0 14px;line-height:1.6}.site-footer h2{font-family:var(--font-display);color:var(--mlj-gold);letter-spacing:.04em;margin:0 0 14px;font-size:1.02rem}.site-footer ul{margin:0;padding:0;list-style:none}.site-footer li{margin:0 0 9px}.site-footer address{font-style:normal;line-height:1.7}.footer-social{gap:10px;margin-top:14px;display:flex}.footer-social a{background:#f8f5ef1a;border:1px solid #f8f5ef33;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;display:inline-flex}.footer-social a:hover{background:var(--mlj-gold);border-color:var(--mlj-gold);text-decoration:none}.footer-social svg{width:17px;height:17px;fill:var(--mlj-cream)}.footer-social a:hover svg{fill:var(--mlj-navy)}.site-footer__legal{color:#f8f5ef9e;border-top:1px solid #f8f5ef26;padding:22px 0 30px;font-size:.78rem;line-height:1.6}.site-footer__legal p{margin:0 0 8px}.site-footer__legal-links{flex-wrap:wrap;gap:6px 18px;margin:0 0 12px;padding:0;list-style:none;display:flex}.site-footer__legal-links a{color:#f8f5efd1}.eho-mark{align-items:center;gap:8px;margin-top:6px;display:inline-flex}.eho-mark svg{fill:#f8f5efbf;width:30px;height:30px}@media (max-width:960px){.site-footer__main{grid-template-columns:1fr 1fr}}@media (max-width:600px){.site-footer__main{grid-template-columns:1fr}}.mlj-form{gap:14px;display:grid}.mlj-form__row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.mlj-form label{color:var(--mlj-navy);margin-bottom:5px;font-size:.9rem;font-weight:600;display:block}.mlj-form input,.mlj-form select,.mlj-form textarea{width:100%;font:inherit;color:var(--mlj-charcoal);background:#fff;border:1px solid #0b1f3a33;border-radius:12px;padding:12px 14px}.mlj-form textarea{resize:vertical;min-height:130px}.mlj-form small{color:var(--mlj-ink-faint)}.mlj-form__hp{width:1px;height:1px;position:absolute;top:auto;left:-10000px;overflow:hidden}.mlj-contact-form{max-width:720px;margin:0 auto}.mlj-contact-form__title{font-family:var(--font-display);color:var(--mlj-navy);text-align:center;margin:0 0 8px;font-size:clamp(1.6rem,3vw,2.1rem)}.mlj-contact-form__lead{text-align:center;color:var(--mlj-ink-faint);margin:0 0 22px;font-size:.95rem}.mlj-contact-form__actions{justify-content:center;margin-top:4px;display:flex}.mlj-contact-form__actions .mlj-btn{min-width:160px}.mlj-contact-form__success{color:#0f5a3a;text-align:center;background:#14785014;border-radius:12px;margin:0 0 16px;padding:12px 14px;font-weight:600}.mlj-contact-form__error{color:#8a1f1f;text-align:center;background:#a0282814;border-radius:12px;margin:0 0 16px;padding:12px 14px;font-weight:600}.mlj-form--contact input,.mlj-form--contact textarea{background:#f3f4f6;border-color:#0000}.mlj-form--contact input:focus,.mlj-form--contact textarea:focus{background:#fff;outline:2px solid #c8a96a8c}@media (max-width:640px){.mlj-form__row{grid-template-columns:1fr}}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}@media (max-width:760px){.grid-2{grid-template-columns:1fr}}@media (max-width:900px){.path-grid,.loan-grid,.testimonials,.strip-metrics,.steps,.media-buckets--logos{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.path-grid,.loan-grid,.testimonials,.strip-metrics,.steps,.media-buckets--logos{grid-template-columns:1fr}.cta-banner{text-align:center;justify-content:center}}@media print{.site-nav,.site-footer .footer-social,.mlj-hero__actions,.cta-banner,.section--navy{display:none!important}}.team-member--featured{border-color:#c8a96a73;grid-template-columns:420px minmax(0,1fr)}.team-member--featured img{aspect-ratio:1/1.1}@media (max-width:900px){.team-member--featured{grid-template-columns:320px minmax(0,1fr)}}@media (max-width:760px){.team-member--featured{grid-template-columns:1fr}.team-member--featured img{max-width:420px}}
.mlj-route-shell{min-width:0;max-width:100%;min-height:50vh;overflow-x:clip}.mlj-not-found{text-align:center}
