No Closing Cost Refinance

No Closing Cost Refinance When refinancing property that you already own, do you still have to pay closing costs?   You might think, since I already own the property why do I have to pay closing costs like when I purchased a new property?   Each time you get a new...

50 Ways You Might Get Declined for a Mortgage

(If your current loan application is with a big bank or inexperienced loan officer)   There are a ton of underwriting guidelines that must be met for typical conventional loans. Below are 50 ways your loan can be declined for a mortgage: Trying to buy too much house...

Jobs, Employment Lake Forest, CA

With the nation still struggling out of the Great Recession, California’s overall job and unemployment rating is the 9th highest of all 50 states, at 5.9%. However, this ranking includes inland areas that have been hard hit: 8 of the 10 urban areas in the US with the...

First Time Homebuyer – Keep It Simple

Partner with Jackie at Right Choice Mortgage and find a place to call home The freedom and security that come from owning a home are major reasons to become a homeowner. Putting down roots frees you from rising rent, but it also grants you so much more. As a mortgage...