First Time Home Buyer Home Loan Programs
We offer a variety of low and no money down financing solutions for first time home buyers.
Low Down Payment Options. Potential for seller contributions and gift funds too!!!!
Proudly Serving all of California
Call Anytime:
Mobile: (949) 510-7867
Up to 96.5% FHA financing. We also offer USDA & VA loans with up to 100% financing and Conventional loans with only 3% down.
More lenient credit requirement solutions.
Why Jackie Barikhan at
Summit Lending?
Jackie is a California-based, award-winning mortgage professional with over 100 5-star ratings. Committed to excellent strategies and out-of-the-box thinking. Mortgage lending is all I do, all day, every day! I’m here to help you in every way!
Call today for a FREE consultation – (949) 510-7867 or book a time to chat HERE
We’re Here to Help
Considering buying a home but are not sure which program makes the most sense for your situation? We can help you explore your options and find a great product.
We offer a variety of programs including FHA, VA, USDA, and conventional programs which require as little as 0-3.5% down payment.
Call us today at (949) 510-7867 for a free quote and consultationn.
Popular Low & Zero Down Programs
HomeReady – Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
Home Possible Advantage – Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
VA Loans – Zero down* financing solution available for eligible veterans and active duty military personnel.
FHA Loans – 3.5% down* program with less restrictive credit requirements.
HomeOne – Freddie Mac program for first time home buyers. 3% down* required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.
USDA Mortgages – $0 downpayment option for qualified borrowers in USDA eligible areas of California.
Call My Lender Jackie (949) 510-7867
About Jackie
Mortgage Broker with Summit Lending
Cell: (949) 600-0944 Office: (949) 855-0760 NMLS: 914312 BRE: 01962240
Mortgage financing can be complicated. My expert team will make sure everything is transparent and painless as possible, so you can move into your new home, or get the cash out you need with minimal stress. I LOVE what I do! There is no greater privilege than to help families secure their future home or help make a dramatic impact on a family’s budget by helping them save on their mortgage payment.
Serving the entire State of California.
Nationally Licensed Mortgage Advisor:
NMLS# 914312
BRE# 01962240
I am thoroughly impressed and grateful to have worked with Jackie and her team! I really admire the can-do, positive attitude that Jackie had throughout this year-long process of us searching for a house, and when we finally found it, the very long escrow process. She answered all of our questions, helped us stayed on top of our finances and documents, and send us helpful reports so that we can make the right choice in choosing our home. Jackie has a wealth of knowledge (and patience!) that was invaluable in analyzing properties and loan products that best fit our needs. We went through so many scenarios of different properties and financing options and qualifying criteria, etc., our file was probably the largest anyone has ever seen but Jackie was able to sort through it all and finally get us to close on our loan. Daniel and I are eternally grateful to Jackie for helping us start our real estate investing careers! It is truly a dream come true 🙂