Hi… it’s Jackie

If you are looking to get a great home loan with the best advice, you’re in the right spot!

I created my site to help California families make the best lending decision for their home today.

I love what I do and have been serving the community for over 20 years by providing flexible mortgage solutions for future and current homeowners.

My broad range of loan products ensures

something for everyone.

 

Listen to our ad on KOGO and KCBQ

My Specialties 

(click below for details)

First Time Home Buyers

Tips and Tricks You Need to Know

Mortgages for Self-Employed

GAME CHANGER! Bank Statements as Income

Mortgages for Previous Credit Issues

Poor Credit? No  Problem

Remove a HERO Loan Refinance

Get Out From Under a HERO Loan

STATED Cash-Out Loans

Perfect for Investment Property Loans!

Should you have any questions,

please do not hesitate to contact me.

I look forward to working with you!

Schedule An Appointment

Use one of our QUICK & EASY tools to find out what you qualify for!

Get Pre-Approved

No Hidden Fees - No Obligation - No Upfront Costs

See What Others Are Saying

See What Others Are Saying

Anna R & Vito L:

“Jackie helped us buy our first home! My husband and I are both entrepreneurs who work from home and we had been throwing money down the toilet for years because we just didn’t have the savings for our first home yet. Jackie helped us get approved for a 10% down jumbo loan that helped us buy our dream home! We now spend less now each month paying our mortgage than we did paying rent. So excited to be in the market FINALLY and building a home we can all our own. Thanks Jackie!”

Dr. Jay:

“Great. Very efficient. Very professional. Everything was done on time and as I was promised . I have been trying to refinance my mortgage for the past two years. I talked with the number of various ages and banks and no one could help me. I was referred to Jackie and within five weeks with a minimum effort on my part it was done. Thank you Jackie!”

Jessie B.:

“I did not expect someone who deals with numbers for a living to be so incredibly caring and intuitive! Jackie went above and beyond her savvy guidance and fast/efficient service by being the immensely amicable and good-hearted human being she is… She will be our mortgage guru for life!”

Al & Heather H.:

“Jackie, thanks for all that you have done. You made a very stressful time in my family’s life stress free. Needing to close our new home purchase in less than a month, having a vacation planned during the contingency period and closing early enough to move my daughter into our new home before she left for college 5 days later. All was business as usual for you. I have never been so satisfied with any real estate professional. You not only met all my expectations but exceeded them. Closing a loan in just over 3 weeks was exceptional. I have complete confidence in you and have recommended you to my fire department friends and family. Thanks for taking such good care of us.”

Karen and Eric:

“Pleasant, patient, persistent, and professional that’s how I’d describe Jackie Barikhan. Before Jackie took over our new home purchase file, another mortgage broker had been raking us over the coals for three months. Jackie got it done in one month and without the stress we’d been dealing with! Because we’d had such an awful experience before Jackie, we were riddled with lots of questions and fears. She dealt with us patiently and even talked to the seller well after hours to allay their fears about closing and keep us in escrow. There’s no one I’d trust more.”

Cups of Coffee

Average Days to Closing

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Loan Programs

Years of Experience

Pages in Average Loan File

Check it out!

Upcoming Events, Contests, and News.

Coffee Mug Contest

Win a $100 Amazon Gift Card!

2020 My Lender Jackie Photo/Video Contest

I love a great cup of coffee, so that inspired my 2020 Photo Contest. Contact us to receive your free My Lender Jackie MUG, then upload/ submit/ post a picture or video of you, your kids, even your furry best friend using your My Lender Jackie Mug to ENTER. (see example of our recent Toy Poodle puppies… So cute right!)

Every quarter in 2020, a random entry will be drawn and will win a $100 Amazon Gift Card!

Submit your photos on Facebook – Twitter – Instagram to Enter USE #mylenderjackiecontest2019

Jackie BarikhanFollow

CA Home Loan Expert since 1997 Buying/Refinancing? Get answers to your questions now. Specialty Bank Statement/ stated Loans! Loanshttp://t.co/iFsPYkNnG1

Jackie Barikhan
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Coffee Mug Contest

Pros and Cons of an Adjustable Rate Mortgage

Pros and Cons of an Adjustable Rate Mortgage

An adjustable-rate mortgage, also referred to as an ARM, is a home loan with a fixed rate for the first few years that switches over to an adjustable rate. The beginning fixed-rate period can be anywhere from the first three to ten years of the loan. This differs from...

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FICO Credit Scoring System will be Changing This Summer

FICO Credit Scoring System will be Changing This Summer

The FICO credit scoring system has been widely used since 1989. Since then the parameters in which FICO arrives at a certain number for an individual credit score have changed to help give a more precise assessment of a person’s credit history. This summer the FICO...

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7 Common Mistakes to Refinancing

7 Common Mistakes to Refinancing

There are many reasons why we consider refinancing our mortgage loan, the main reason, of course, is the possibility of saving money on our monthly home payment. Before you actually refinance read through these common refinance mistakes to make sure refinancing is...

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Jackie Barikhan

Welcome to my Blog!

Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.

 

Mortgage Video Library

Orange County Real Estate Tips Video Library

Have a mortgage question?  We’re here to help!