
Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
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REQUEST YOUR FREE MY LENDER JACKIE MUG, CAPTURE A PHOTO OR VIDEO OF YOU, YOUR KIDS OR EVEN YOUR FURRY BEST FRIENDS
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Blog
What Retirees Need to Know About Getting a Mortgage in California
Retirement doesn't disqualify anyone from getting a mortgage in California. That's the first thing worth saying because a surprising number of retirees assume it does that, without a W-2 and an active employer, lenders won't take the application seriously. What...
How Divorce or Separation Affects Mortgage Qualification
Divorce changes the mortgage conversation in ways most people don't anticipate until they're sitting across from a lender trying to explain why their financial life looks completely different than it did eighteen months ago. The emotional weight of the process is...
Mortgage Strategies for Tech Professionals With Stock-Based Income
Tech compensation packages look great on paper until you try to use them to buy a house. A total comp of $400,000 sounds like it should make mortgage approval straightforward, however stock-based income might not be as simple as it seems. Then the lender asks for two...
The Real Cost of Waiting to Buy in a High-Price Market
If you’re still sitting on the sidelines in Toronto, California, or Maryland waiting for some "perfect" moment to buy, you’re playing a very expensive game. We’ve been hearing about a potential "crash" for years, but in 2026, the reality on the ground is that the cost...








