Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
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AS A COFFEE ENTHUSIAST, I’VE CRAFTED A FUN CONTEST FOR 2026.
REQUEST YOUR FREE MY LENDER JACKIE MUG, CAPTURE A PHOTO OR VIDEO OF YOU, YOUR KIDS OR EVEN YOUR FURRY BEST FRIENDS
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Blog
Huntington Beach Condo Loans: What Coastal Buyers Need to Know About HOAs, Insurance, and Appraisal
Huntington Beach condo buyers do not usually lose deals because they lack interest. They lose them when HOA rules, master insurance, project approval, reserves, and appraisal timing show up late and change the payment story after the offer is already live. I am Jackie...
Why a Second Opinion Could Save Your Luxury Home Purchase (Even If Your First Lender Said No)
In California’s ultra-competitive luxury real estate market, where multimillion-dollar homes in Los Angeles, Orange County, San Diego, Santa Barbara, and Palm Desert move fast, your financing can make or break the deal. A single denial, a higher-than-expected interest...
Simple Ways to Feel Ready Before You Start Home Financing
The Early Conversations and Prep Habits That Reduce Stress Buying a home in Huntington Beach or anywhere along the beautiful California coast is an exciting milestone. However, the path to securing a luxury home loan can sometimes feel overwhelming. At Jackie Barikhan...
Why the Person Guiding Your Home Financing Matters as Much as the Numbers
Beyond Interest Rates: The Value of a Trusted Mortgage Advisor Buying a home is arguably one of the most significant financial decisions you will ever make. While interest rates and loan terms often dominate the conversation, there is a crucial element that truly...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.
Have a mortgage question? We’re here to help!
