Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
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Blog
How to Replace High-Interest Debt with Smarter Mortgage Strategies
High-interest debt becomes background noise faster than it should. The credit card balance that's been sitting at eighteen percent for two years, the personal loan that made sense when it was opened, the minimum payments that move the needle slowly enough that the...
How You Can Qualify for a Mortgage Using Assets Instead of Income
The standard mortgage qualification conversation assumes a paycheck, not assets. Show the lender what comes in every month, prove it's been coming in consistently, demonstrate it's likely to keep coming in. That framework works for most borrowers and fails a specific...
What High-Net-Worth Borrowers Should Know Before Refinancing Luxury Homes
High-net-worth borrowers who've refinanced a primary residence before and assume a luxury refinance scales up proportionally tend to find out otherwise somewhere in the middle of the process. The loan amount is where the differences start. Everything downstream from...
What Does “Assets as Income” Mean in Mortgage Lending?
Most mortgage qualification conversations start and end with income: what do you make? How long have you made it? And can you prove it? Will assets as income count? For a large portion of borrowers, that framework works fine. For another group; retirees living off...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.
Have a mortgage question? We’re here to help!
