
Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
See What Others Are Saying
EXCITING UPDATES, EVENTS AND CONTESTS!
WIN A $100 AMAZON GIFT CARD!
2026 My Lender Jackie Photo/Video Contest
AS A COFFEE ENTHUSIAST, I’VE CRAFTED A FUN CONTEST FOR 2026.
REQUEST YOUR FREE MY LENDER JACKIE MUG, CAPTURE A PHOTO OR VIDEO OF YOU, YOUR KIDS OR EVEN YOUR FURRY BEST FRIENDS
ENJOYING IT. TAG US ON FACEBOOK/INSTAGRAM/X
@MYLENDERJACKIE
(SEE EXAMPLE OF OUR TOY POODLES PUPPIES… SO CUTE RIGHT!)
Every quarter in 2026
A RANDOM ENTRY WILL BE DRAWN AND WILL WIN A $100 AMAZON GIFT CARD!
Blog
What High-Net-Worth Borrowers Should Know Before Refinancing Luxury Homes
High-net-worth borrowers who've refinanced a primary residence before and assume a luxury refinance scales up proportionally tend to find out otherwise somewhere in the middle of the process. The loan amount is where the differences start. Everything downstream from...
What Does “Assets as Income” Mean in Mortgage Lending?
Most mortgage qualification conversations start and end with income: what do you make? How long have you made it? And can you prove it? Will assets as income count? For a large portion of borrowers, that framework works fine. For another group; retirees living off...
How a $7.7M Malibu Refinance Eliminated an Expensive Home Equity Loan
Home Tap loans and equity sharing agreements get marketed as a straightforward way to unlock cash from a home without taking on debt. No monthly payments and no interest rate to worry about; just a company taking a stake in the future appreciation of the property in...
How to Use Rental Income to Qualify for a Home Loan
Rental income sounds like it should make mortgage qualification easier. More income is more income, the logic goes, and lenders should be happy to count it. The reality is more complicated than that, and the gap between what a rental property generates and what a...








