Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
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Blog
Financing International Income: How Non-QM Loans Support Global Buyers
For global buyers looking to invest in U.S. real estate, securing financing can be one of the most challenging hurdles. Traditionally, mortgage lenders require U.S.-based income, U.S. credit history, and extensive domestic documentation that many international buyers...
Why High-Net-Worth Buyers are Turning to Non-QM Loans to Build Their Portfolios
More and more investors are turning to non-QM loans (Non-Qualified Mortgages) to grow their portfolios faster and with greater flexibility. Here’s why this shift is happening and what you need to know if you’re considering using a non-QM loan to expand your real...
Is It Better to Finance a Luxury Property or Pay Cash? Your Tax Questions Answered
We work with high-net worth individuals all the time, who have the ability to buy a luxury property with cash but are wondering if that's to their advantage. When purchasing a high-end property, many buyers consider paying cash to streamline the process, but even if...
Jumbo Loan FAQs: What Luxury Homebuyers Need to Know
Purchasing a high-value property is an exciting step, but it often means stepping outside the boundaries of traditional home loans. If you're looking at luxury homes in Southern California, you need a financing solution that matches the investment you're making....
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.
Have a mortgage question? We’re here to help!
