Hi… it’s Jackie

If you are looking to get a great home loan with the best advice, you’re in the right spot!

I created my site to help California families make the best lending decision for their home today.

I love what I do and have been serving the community for over 20 years by providing flexible mortgage solutions for future and current homeowners.

My broad range of loan products ensures

something for everyone.

 

My Specialties 

(click below for details)

First Time Home Buyers

Tips and Tricks You Need to Know

Mortgages for Self-Employed

GAME CHANGER! Bank Statements as Income

Mortgages for Previous Credit Issues

Poor Credit? No  Problem

Remove a HERO Loan Refinance

Get Out From Under a HERO Loan

STATED Cash-Out Loans

Perfect for Investment Property Loans!

Should you have any questions,

please do not hesitate to contact me.

I look forward to working with you!

Use one of our QUICK & EASY tools to find out what you qualify for!

See What Others Are Saying

See What Others Are Saying

Anna R & Vito L:

“Jackie helped us buy our first home! My husband and I are both entrepreneurs who work from home and we had been throwing money down the toilet for years because we just didn’t have the savings for our first home yet. Jackie helped us get approved for a 10% down jumbo loan that helped us buy our dream home! We now spend less now each month paying our mortgage than we did paying rent. So excited to be in the market FINALLY and building a home we can all our own. Thanks Jackie!”

Dr. Jay:

“Great. Very efficient. Very professional. Everything was done on time and as I was promised . I have been trying to refinance my mortgage for the past two years. I talked with the number of various ages and banks and no one could help me. I was referred to Jackie and within five weeks with a minimum effort on my part it was done. Thank you Jackie!”

Jessie B.:

“I did not expect someone who deals with numbers for a living to be so incredibly caring and intuitive! Jackie went above and beyond her savvy guidance and fast/efficient service by being the immensely amicable and good-hearted human being she is… She will be our mortgage guru for life!”

Al & Heather H.:

“Jackie, thanks for all that you have done. You made a very stressful time in my family’s life stress free. Needing to close our new home purchase in less than a month, having a vacation planned during the contingency period and closing early enough to move my daughter into our new home before she left for college 5 days later. All was business as usual for you. I have never been so satisfied with any real estate professional. You not only met all my expectations but exceeded them. Closing a loan in just over 3 weeks was exceptional. I have complete confidence in you and have recommended you to my fire department friends and family. Thanks for taking such good care of us.”

Karen and Eric:

“Pleasant, patient, persistent, and professional that’s how I’d describe Jackie Barikhan. Before Jackie took over our new home purchase file, another mortgage broker had been raking us over the coals for three months. Jackie got it done in one month and without the stress we’d been dealing with! Because we’d had such an awful experience before Jackie, we were riddled with lots of questions and fears. She dealt with us patiently and even talked to the seller well after hours to allay their fears about closing and keep us in escrow. There’s no one I’d trust more.”

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Years of Experience

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Upcoming Events, Contests, and News.

Coffee Mug Contest

Win a $100 Amazon Gift Card!

2019 My Lender Jackie Photo/Video Contest

I love a great cup of coffee, so that inspired my 2019 Photo Contest. Contact us to receive your free My Lender Jackie MUG, then upload/ submit/ post a picture or video of you, your kids, even your furry best friend using your My Lender Jackie Mug to ENTER. (see example of our recent Toy Poodle puppies… So cute right!)

Every quarter in 2019, a random entry will be drawn and will win a $100 Amazon Gift Card!

Submit your photos on Facebook – Twitter – Instagram to Enter USE #mylenderjackiecontest2019

Coffee Mug Contest

FHA Loan Limits for Multi-Use Unit Homes

2019 FHA Loan Limits For 1-Unit, 2-Unit, 3-Unit, 4-Unit Homes Every year, loan limits for FHA rise slightly to compete with inflation, which is good news! As of 2019, FHA-insured mortgages are now available for loan sizes up to $726,525 for one-unit homes. FHA loan...

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Stated Income Loans are Available Again to Investors

Stated income home loans used to be widely available before the recession in 2008. And although we're not back to the subprime mortgage bust, and hopefully never will be, these loans were extremely valuable and they're making a huge comeback. In 2010, the Dodd-Frank...

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How Much Is My VA Funding Fee?

VA loans are a great option for military personnel but it's important to know about all the fees associated with these types of loans. The VA must be paid a loan funding fee before the VA will issue a guaranty. The amount of the funding fee depends on the amount of...

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How Will the Government Shut Down Affect Mortgages?

Here we are several days into a government shutdown and many people are wondering what impact that will have on real estate, the housing market, and the mortgage process. For many people, dealing with the government shutdown interrupts our life in several ways and can...

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Jackie Barikhan

Welcome to my Blog!

Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.

 

Mortgage Video Library

Orange County Real Estate Tips Video Library

Have a mortgage question?  We’re here to help!