Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
See What Others Are Saying
Anna R & Vito L:
Dr. Jay:
Jessie B.:
Al & Heather H.:
Karen and Eric:
EXCITING UPDATES, EVENTS AND CONTESTS!
WIN A $100 AMAZON GIFT CARD!
2026 My Lender Jackie Photo/Video Contest
AS A COFFEE ENTHUSIAST, I’VE CRAFTED A FUN CONTEST FOR 2026.
REQUEST YOUR FREE MY LENDER JACKIE MUG, CAPTURE A PHOTO OR VIDEO OF YOU, YOUR KIDS OR EVEN YOUR FURRY BEST FRIENDS
ENJOYING IT. TAG US ON FACEBOOK/INSTAGRAM/X
@MYLENDERJACKIE
(SEE EXAMPLE OF OUR TOY POODLES PUPPIES… SO CUTE RIGHT!)
Every quarter in 2026
A RANDOM ENTRY WILL BE DRAWN AND WILL WIN A $100 AMAZON GIFT CARD!
Blog
Why Traditional Income Verification Fails Entrepreneurs and Business Owners
Entrepreneurs and business owners built the conventional mortgage system's biggest blind spot without meaning to. The same financial decisions that make a business more profitable, more tax-efficient, and better positioned for growth are the decisions that make...
Why High Net Worth Individuals Use Assets-Based Lending
The conventional mortgage system was built around a specific borrower profile, and it works well for that profile. Stable employment, a consistent salary, tax returns that show income in a straightforward way, and a debt-to-income ratio that fits within standard...
How Stated Income Loans Help High Earners Qualify Without Traditional Documentation
The assumption built into conventional mortgage qualification is that tax returns tell the truth about income. For a salaried employee, they largely do. For everyone else, the relationship between what the tax return shows and what the borrower actually earns is more...
Assets vs Income: A New Way to Think About Mortgage Qualification
Assets vs Income: A New Way to Think About Mortgage Qualification! The mortgage qualification conversation has a default setting, and most borrowers never question it. Income goes in, debt goes in, a ratio comes out, and the ratio either works or it doesn't. For the...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.
Have a mortgage question? We’re here to help!
