Hi… it’s Jackie

If you are looking to get a great home loan with the best advice, you’re in the right spot!

I created my site to help California families make the best lending decision for their home today.

I love what I do and have been serving the community for over 20 years by providing flexible mortgage solutions for future and current homeowners.

My broad range of loan products ensures

something for everyone.


My Specialties

(click below for details)

First Time Home Buyers

Tips and Tricks You Need to Know

Mortgages for Self-Employed

GAME CHANGER! Bank Statements as Income

Mortgages for Previous Credit Issues

Poor Credit? No  Problem

Remove a HERO Loan Refinance

Get Out From Under a HERO Loan

STATED Cash-Out Loans

Perfect for Investment Property Loans!

Should you have any questions,

please do not hesitate to contact me.

I look forward to working with you!

Use one of our QUICK & EASY tools to find out what you qualify for!

Get Pre-Approved

No Hidden Fees - No Obligation - No Upfront Costs

See What Others Are Saying

See What Others Are Saying

Anna R & Vito L:

“Jackie helped us buy our first home! My husband and I are both entrepreneurs who work from home and we had been throwing money down the toilet for years because we just didn’t have the savings for our first home yet. Jackie helped us get approved for a 10% down jumbo loan that helped us buy our dream home! We now spend less now each month paying our mortgage than we did paying rent. So excited to be in the market FINALLY and building a home we can all our own. Thanks Jackie!”

Dr. Jay:

“Great. Very efficient. Very professional. Everything was done on time and as I was promised . I have been trying to refinance my mortgage for the past two years. I talked with the number of various ages and banks and no one could help me. I was referred to Jackie and within five weeks with a minimum effort on my part it was done. Thank you Jackie!”

Jessie B.:

“I did not expect someone who deals with numbers for a living to be so incredibly caring and intuitive! Jackie went above and beyond her savvy guidance and fast/efficient service by being the immensely amicable and good-hearted human being she is… She will be our mortgage guru for life!”

Al & Heather H.:

“Jackie, thanks for all that you have done. You made a very stressful time in my family’s life stress free. Needing to close our new home purchase in less than a month, having a vacation planned during the contingency period and closing early enough to move my daughter into our new home before she left for college 5 days later. All was business as usual for you. I have never been so satisfied with any real estate professional. You not only met all my expectations but exceeded them. Closing a loan in just over 3 weeks was exceptional. I have complete confidence in you and have recommended you to my fire department friends and family. Thanks for taking such good care of us.”

Karen and Eric:

“Pleasant, patient, persistent, and professional that’s how I’d describe Jackie Barikhan. Before Jackie took over our new home purchase file, another mortgage broker had been raking us over the coals for three months. Jackie got it done in one month and without the stress we’d been dealing with! Because we’d had such an awful experience before Jackie, we were riddled with lots of questions and fears. She dealt with us patiently and even talked to the seller well after hours to allay their fears about closing and keep us in escrow. There’s no one I’d trust more.”

Cups of Coffee

Average Days to Closing


Loan Programs

Years of Experience

Pages in Average Loan File

Check it out!

Upcoming Events, Contests, and News.

Coffee Mug Contest

Win a $100 Amazon Gift Card!

2022 My Lender Jackie Photo/Video Contest

I love a great cup of coffee, so that inspired my 2022 Photo Contest. Contact us to receive your free My Lender Jackie MUG, then upload/ submit/ post a picture or video of you, your kids, even your furry best friend using your My Lender Jackie Mug to ENTER. (see example of our recent Toy Poodle puppies… So cute right!)

Every quarter in 2022, a random entry will be drawn and will win a $100 Amazon Gift Card!

Submit your photos on Facebook – Twitter – Instagram to Enter USE #mylenderjackiecontest2022

Not sure what to expect from an appraisal? Many factors determine your home's value, but we can give you a ballpark figure to let you know if you're in range. Reach out we can run your potential property address through our home value estimator tool! #value #appraisal

When it comes to your home loan, would you rather leave it to someone who just does mortgages or someone who specializes in them? Reach out to see how I can find the best loan for your dream home. #expert #mortgage #options

Transportation weekend😀 planes - boats - cars… super fun!! #HBairshow #lamborghini #corvette #jeeptour https://www.instagram.com/p/CjPEABJLubyDAv4TIblcyC1c8zXw74PoBWzRq40/?igshid=YTgzYjQ4ZTY=

Follow this October maintenance checklist to keep your place in top shape. Whether you've just moved in or thinking about moving out, a well-maintained property increases your home's value and comfort! #upkeep #mortgage #yourhome

Retired or active military service member? You’re entitled to exclusive mortgage benefits. Contact us today for more information about our VA loan programs. #va #thankyouforyourservice #special #USA

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Coffee Mug Contest

Home Loan Options for Self Employed

Home Loan Options for Self Employed

Home Loan Options for Self Employed - When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage Lenders also consider the same things when you’re a self-employed borrower: your credit score, how much...

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Bosses Don’t Rent! (How to Be an Owner)

Bosses Don’t Rent! (How to Be an Owner)

Bosses Don't Rent! (How to Be an Owner) - Whether you're starting a business or already own one and are interested in learning more about a No Ratio mortgage, how it works, and the best way to qualify to buy a home this post is for you! If you own a home already and...

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5 Signs You Might Have Chosen the Wrong Lender

I have heard some stories over the years of clients that had a less than happy ending with their mortgage lender and loan officer.​ Here’s a list of 5 signs you need to look out for before going down the wrong road: 1. They don’t ask for any documentation - Early on a...

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What to Know About Getting a Home Loan in California

What to Know About Getting a Home Loan in California

It is no small feat when it comes to keeping track of your work when you are self-employed. There are often more hurdles to leap when applying for a mortgage when you are self-employed than wage-earning employees do. The personal income of the self-employed can appear...

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Have a mortgage question?  We’re here to help!