Get Pre-Approved

No Hidden Fees – No Obligation – No Upfront Costs

FHA LOANS
FLEXIBLE FINANCING. SIMPLIFIED PROCESS.

Take advantage of today’s interest rates with a low money down FHA home loan.

Only 3.5% down required in most cases. Potential for seller contributions and gift funds too!!!!

Proudly Serving all of California

Call Anytime:
Mobile: (949) 600-0944

 

Up to 96.5% FHA financing. We also offer USDA & VA loans with up to 100% financing and Conventional loans with only 3% down.

More lenient credit requirements than many other loan products.

Why Jackie Barikhan at Spectrum One Mortgage?

Jackie is a California-based, award-winning mortgage professional with over 100 5-star ratings. Committed to excellent strategies and out-of-the-box thinking. Mortgage lending is all I do, all day, every day! I’m here to help you in every way!

Call today for a FREE consultation – (949) 600-0944 or book a time to chat HERE

FHA Home Loans

Home buyers who are looking for an affordable alternative to conventional mortgage financing may discover FHA loans to be the best option for their needs and budget.

With a small down payment requirement, reasonable rates and lenient credit requirements, FHA loans are a popular choice among first time home buyers, buyers with less-than-perfect credit histories, and repeat buyers on a budget.

FHA loans may not be the best choice for everyone, but we believe our FHA loan program could be well-suited to a variety of borrowers. Connect with us today to learn more about this program.

Call us today at (949) 600-0944 for a free quote and consultation.

Get a Free Quote

No Hidden Fees – No Obligation – No Upfront Costs

Why Consider an FHA Loan?

  • Low minimum down payment (3.5%)
  • Competitive interest rates
  • Credit guidelines may be more lenient than conventional home financing
  • Seller-paid closing costs may be permitted
  • Down payment funds may be in the form of a gift

Contact us today to see if a FHA loan might be the right fit for your next home purchase. We also offer FHA streamline and FHA cash-out refinancing to qualifying individuals.

Call My Lender Jackie  (949) 600-0944

About Jackie

About Jackie

Mortgage Broker with Spectrum One Mortgage

Cell: (949) 600-0944 Office: (949) 855-0760 NMLS: 914312 BRE: 01962240

Mortgage financing can be complicated. My expert team will make sure everything is transparent and painless as possible, so you can move into your new home,  or get the cash out you need with minimal stress. I LOVE what I do! There is no greater privilege than to help families secure their future home or help make a dramatic impact on a family’s budget by helping them save on their mortgage payment.

Check Out My Reviews

Serving the entire State of California.

Nationally Licensed Mortgage Advisor:
NMLS# 914312
BRE# 01962240

I am thoroughly impressed and grateful to have worked with Jackie and her team! I really admire the can-do, positive attitude that Jackie had throughout this year-long process of us searching for a house, and when we finally found it, the very long escrow process. She answered all of our questions, helped us stayed on top of our finances and documents, and send us helpful reports so that we can make the right choice in choosing our home. Jackie has a wealth of knowledge (and patience!) that was invaluable in analyzing properties and loan products that best fit our needs. We went through so many scenarios of different properties and financing options and qualifying criteria, etc., our file was probably the largest anyone has ever seen but Jackie was able to sort through it all and finally get us to close on our loan. Daniel and I are eternally grateful to Jackie for helping us start our real estate investing careers! It is truly a dream come true 🙂

Wei Cho