2 Major Myths That May Be Holding Back Buyers
The Urban Institute recently published a report discussing the obstacles to accessing homeownership. 80% of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment of over 5%. My job is to educate...
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Can I Still Buy a House with Low Income?
I love, LOVE talking to people wanting to buy a house, and especially for the first time. I love problem-solving and figuring out solutions that will really work for my clients, and not just immediate but for the future too. I want all my clients, whether they are...
read moreCan I Still Buy a Home with No Down Payment?
How to Buy a House with No Down Payment in 2018 In This Article You Will Learn: Types of No or Low Down Payment Loans If this loan is right for you Down Payment Assistance Eligibility First Time Buyers AND Repeat Buyers The down payment is usually the biggest barrier...
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What You Need to Be Ready for Your Home Loan Application
How to Prepare for a Home Loan Application Planning for home ownership is just as important as homeownership itself. Being prepared from the beginning can put you in a better place overall not only now but in the future. Nobody wants to purchase a home only to be...
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Keeping Your Mortgage Approval Approved!
The last thing any buyer wants is to have their financing fall through before they closed on a new house. It's tough enough these days to qualify for a mortgage so you don't want to do anything that could damage your mortgage or upset your interest rates between the...
read moreHow to Get Out of a HERO Loan
The term HERO stands for Home Energy Renovation Opportunity and is a government based program providing financing for energy efficient, water efficient, and renewable energy products to homes and businesses in approved communities within California and Missouri....
read moreWhen Can I Qualify for a Mortgage After Bankruptcy?
Have you had to deal with a short sale, foreclosure, or bankruptcy? If anyone of these financial issues has plagued you in the past you might be wondering when you can qualify for a mortgage again. Typically, it's only a matter of time. The waiting period is...
read morePACE or BENJI Loans Failed to Help Homeowners
Government program! We can help you! Low income and no credit check – No problem! Almost sounds too good to be true, and then you discover that it is. Known as the Pace program, this increasingly popular form of home improvement financing is designed to help...
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Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.