Can I Refinance if I’m Self Employed?

Can I Refinance if I’m Self Employed?

The stated income home loans or self-employment home loans are a great option for anyone that is self-employed but I've been asked a lot frequently if self-employed individuals can refinance under this type of loan. Sometimes qualifying for a mortgage can be difficult...

read more
How to Go From Renting to Owning

How to Go From Renting to Owning

Making the Move from Renting to Buying Welcome to the real world. Are you ready to be homeowners? It is a big step to go from renting to owning. There are a lot more responsibilities but you are gaining equity for the future, saving money for yourself and developing a...

read more
What You Need to Be Ready for Your Home Loan Application

What You Need to Be Ready for Your Home Loan Application

How to Prepare for a Home Loan Application Planning for home ownership is just as important as homeownership itself. Being prepared from the beginning can put you in a better place overall not only now but in the future. Nobody wants to purchase a home only to be...

read more

VA Loan Limits Eliminated

The National Association of Realtors and the Department of Veterans Affairs have recently eliminated the conforming loan limit on a VA loan. The Blue Water Navy Vietnam Veterans Act now allows homebuyers to borrow above the 2019 limit of $484,350 without any down...

read more
How Does a Mortgage Loan Officer Get Paid?

How Does a Mortgage Loan Officer Get Paid?

Many first-time homebuyers and borrowers ask how a mortgage officer or lender gets paid? Well, let me break it down for you so you understand all of the details involved in a real estate transaction or refinance. Mortgage officers or loan offers are typically paid by...

read more
How Will the Government Shut Down Affect Mortgages?

How Will the Government Shut Down Affect Mortgages?

Here we are several days into a government shutdown and many people are wondering what impact that will have on real estate, the housing market, and the mortgage process. For many people, dealing with the government shutdown interrupts our life in several ways and can...

read more
Can I Refinance if I’m Self Employed?

Can I Refinance if I’m Self Employed?

The stated income home loans or self-employment home loans are a great option for anyone that is self-employed but I've been asked a lot frequently if self-employed individuals can refinance under this type of loan. Sometimes qualifying for a mortgage can be difficult...

read more