2 Major Myths That May Be Holding Back Buyers

2 Major Myths That May Be Holding Back Buyers

The Urban Institute recently published a report discussing the obstacles to accessing homeownership. 80% of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment of over 5%. My job is to educate...

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Can I Still Buy a House with Low Income?

Can I Still Buy a House with Low Income?

I love, LOVE talking to people wanting to buy a house, and especially for the first time. I love problem-solving and figuring out solutions that will really work for my clients, and not just immediate but for the future too.  I want all my clients, whether they are...

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How Much Money Goes To the Economy With a Home Purchase?

Did you know that real estate makes a huge impact on the economy? When a home is sold, it's a paycheck for so many people involved in just one real estate transaction. And often, sellers who sell their home will naturally buy another one, starting the process all over...

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What You Need to Be Ready for Your Home Loan Application

What You Need to Be Ready for Your Home Loan Application

How to Prepare for a Home Loan Application Planning for home ownership is just as important as homeownership itself. Being prepared from the beginning can put you in a better place overall not only now but in the future. Nobody wants to purchase a home only to be...

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Hidden Things That Can Ruin Your Credit Score

Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...

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How to Get Out of a HERO Loan

The term HERO stands for Home Energy Renovation Opportunity and is a government based program providing financing for energy efficient, water efficient, and renewable energy products to homes and businesses in approved communities within California and Missouri....

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Avoid Home Loan Pre-Approval Shaming

Avoid Home Loan Pre-Approval Shaming

Being Pre-Approved is Your #1 Home Buying Preparation Tool Unless you are paying cash for a house it is imperative to get a mortgage pre-approval letter. What is this letter? A preapproval letter is a letter from your mortgage officer or bank,  stating that you can...

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When Does it Make Sense to Refinance?

When Does it Make Sense to Refinance?

A lot of clients come to me lately about a refinance. Is it a smart time to do a refinance and what kind of rates should you expect from a refinance right now? Sometimes the decision to refinance is based on a lot of different factors including interest rates, your...

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