Can I Refinance if I’m Self Employed?
The stated income home loans or self-employment home loans are a great option for anyone that is self-employed but I've been asked a lot frequently if self-employed individuals can refinance under this type of loan. Sometimes qualifying for a mortgage can be difficult...
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How to Go From Renting to Owning
Making the Move from Renting to Buying Welcome to the real world. Are you ready to be homeowners? It is a big step to go from renting to owning. There are a lot more responsibilities but you are gaining equity for the future, saving money for yourself and developing a...
read moreWill My Credit Score Affect My Chances of Getting a Home Loan?
A lot of us think that that credit score, that end-all/a be-all number is really the deciding factor on whether or not we can get a loan. Any loan or for that matter be it a car loan, student loan, appliance loan, or financing just about anything, but that score, that...
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What You Need to Be Ready for Your Home Loan Application
How to Prepare for a Home Loan Application Planning for home ownership is just as important as homeownership itself. Being prepared from the beginning can put you in a better place overall not only now but in the future. Nobody wants to purchase a home only to be...
read moreVA Loan Limits Eliminated
The National Association of Realtors and the Department of Veterans Affairs have recently eliminated the conforming loan limit on a VA loan. The Blue Water Navy Vietnam Veterans Act now allows homebuyers to borrow above the 2019 limit of $484,350 without any down...
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How Does a Mortgage Loan Officer Get Paid?
Many first-time homebuyers and borrowers ask how a mortgage officer or lender gets paid? Well, let me break it down for you so you understand all of the details involved in a real estate transaction or refinance. Mortgage officers or loan offers are typically paid by...
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How Will the Government Shut Down Affect Mortgages?
Here we are several days into a government shutdown and many people are wondering what impact that will have on real estate, the housing market, and the mortgage process. For many people, dealing with the government shutdown interrupts our life in several ways and can...
read more Can I Refinance if I’m Self Employed?
The stated income home loans or self-employment home loans are a great option for anyone that is self-employed but I've been asked a lot frequently if self-employed individuals can refinance under this type of loan. Sometimes qualifying for a mortgage can be difficult...
read more
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.