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What to Expect When Financing a Rental
Planning on buying a home for rental or investment purpose? There are certain things you should know about the financing process. It's a little bit different than buying a home you're going to occupy so it's important to know the terms, the rates, credit scores, and...
VA Loan Limits Eliminated
The National Association of Realtors and the Department of Veterans Affairs have recently eliminated the conforming loan limit on a VA loan. The Blue Water Navy Vietnam Veterans Act now allows homebuyers to borrow above the 2019 limit of $484,350 without any down...
How Does a Mortgage Loan Officer Get Paid?
Many first-time homebuyers and borrowers ask how a mortgage officer or lender gets paid? Well, let me break it down for you so you understand all of the details involved in a real estate transaction or refinance. Mortgage officers or loan offers are typically paid by...
How to Go From Renting to Owning
Making the Move from Renting to Buying Welcome to the real world. Are you ready to be homeowners? It is a big step to go from renting to owning. There are a lot more responsibilities but you are gaining equity for the future, saving money for yourself and developing a...
Can Your Lender Offer Legal Advice?
You may often find real estate attorneys that are also licensed brokers or agents but you usually won't find a mortgage officer that is also practicing law. A real estate attorney can conduct a real estate transaction from the purchase and sale agreement to final...