Mission Viejo – Laguna Niguel
Coastal Group OC
3419 Via Lido #320
Newport Beach 949 371-8006
Cell #949 439-6288
8939 S. Sepulveda Blvd Suite 500
7 Things to Avoid After Applying for a Mortgage - "Congratulations, you were pre-approved for your mortgage!" This exciting message likely comes with a sigh of relief, and allows you to enter escrow on that home you are thrilled to buy. There are a few things you...
Why Does Debt-to-Income Ratio Matter? There are multiple metrics lenders use to determine someone's ability to repay a mortgage, as well as how much debt they are able to take on. The more you understand the mortgage approval process and what your lender is looking...
What Do Lenders Want to See from a Self-Employed Borrower? - Are you a self-employed borrower hoping to buy a home in the new year? Qualifying for a mortgage without traditional proof of employment and income may sound scary, but when you work with a lender who...
Should You Refinance in 2023? - The refinancing storm of the past few years has calmed down significantly as the FED has raised the federal funds rate, but that doesn't mean your opportunity to refinance has necessarily passed. There are still some people who would...
Refinancing as a self-employed person might seem out of reach. Without typical proof of income or tax returns to prove to your lender that you can afford your home, qualifying for a traditional mortgage refinance is tricky. But that doesn't mean you can't refinance as...