Which is Better: Fixed Rate or ARM?
If you’re planning to buy a home, you may be deciding between all of your options and weighing if a fixed rate or an ARM is a better option. When you choose a lender like us, with multiple solutions for our diverse borrowers, you may have a bit of analysis...
Why a Cash Flow Mortgage is Better than Using Home Equity to Invest
Smart investment-minded individuals are always looking for ways to invest in a new property, and surprisingly a cash flow mortgage might be the best option for you! If you’re looking for creative financing solutions to buy a rental property in Southern...
Stated Income Loan Applications are Easier Than You Think
When you realize a traditional mortgage isn’t the right fit for you, considering non-QM loans can be daunting. If you’re not familiar with them, it may seem overwhelming, but it doesn’t need to be. Actually, applying for a stated income loan is...
Comparing Non-QM and Traditional Mortgages
There are many different types of mortgages, including non-QM mortgages. One of the most complicated parts of the home buying process is determining what type of mortgage is the right fit for you. Choosing the terms that work for your needs, and then making sure you...
No Doc Loan Programs
Finding a mortgage without traditional income can be a challenge. Many loan programs are designed in a way that doesn’t work for business owners or self-employed borrowers, who don’t have the traditional documents that are required. If this sounds like...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.