The One Thing I Wish I Knew Before Getting a Mortgage for the First Time
Most first-time buyers focus on one question: “Can I afford the monthly payment?” The one thing I wish every first-time borrower knew is that your mortgage payment is not just principal and interest – and it’s not guaranteed to stay the same forever, even with a...
Watch Out for These Myths About Buying a Luxury Home as a Small Business Owner
If you’re ready to buy a luxury home in Southern California as a small business owner, you may be feeling concerned or frustrated by the way most mortgage lending is tailored toward a W-2 employee. Some small business owners assume they won’t be able to...
Down Payment FAQs for Self-Employed Homebuyers in Southern California
Buying a home while running your own business adds extra moving parts—especially in Southern California where home prices, lender expectations, and cash-reserve requirements can be higher. After so many years helping our self-employed clients access the financing they...
How We Helped Our High-Net Worth Self-Employed Borrower Secure a Luxury Irvine Property
Many times over the years we have helped high-net worth clients achieve their goals with real estate, buying properties they thought may be out of reach because of their unique income structure or needs. Let’s walk through a recent success story with one of our...
Why Financing a Luxury Home Might Be Smarter Than Paying Cash, Even If You Can Afford It
When high-net-worth individuals look to purchase a luxury home in Southern California, many assume the smartest option is to pay in cash. After all, if you have the liquidity, why take on debt? Choosing the best option is nuanced. As mortgage professionals with many...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.