How Does the Pre-Approval Process Work?
If you’re preparing to buy a home, one of the most important first steps is getting pre-approved for a mortgage. Not only does a pre-approval provide you with a clear understanding of your budget, but it also signals to sellers that you’re a serious buyer....
How to Save for a Down Payment Without Feeling Overwhelmed
If buying a home is your dream, but the thought of saving a down payment is totally daunting, then you are in the right place. We know that saving up to buy a home might be an overwhelming thought—especially when you hear the common misconception that you need 20%...
Debunking Common Mortgage Myths: Arming Yourself with Accurate Information
Buying a home is a part of the American Dream, and because of that we hear about it all the time. Unfortunately, this can perpetuate some unhelpful mortgage myths about getting a mortgage. Before you apply for a mortgage, or decide whether you are ready to, check out...
Starter Home vs. Forever Home: Finding the Right Fit for Your Journey
One of the challenges buyers run into when narrowing their house hunting search is deciding between a starter home and a forever home. Ultimately, the decision usually comes down to balancing finances, immediate needs, and long term goals. If you’re getting...
Understanding Your Mortgage Payment: Principal, Interest, Taxes, and Insurance
Have you heard the acronym PITI and aren’t sure you understand what it means? When you’re looking at your projected mortgage expenses as you prepare to buy a home, the monthly mortgage payment you make will include the principal, interest, taxes, and...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.