How to Determine Stated Income as a Self Employed Borrower
If you own your own business or are a wage earner through gig work or another self-employment venture, we know that applying for a mortgage can be daunting. The bad news is, many lenders won’t qualify you for a traditional loan because you won’t be able to...
How to Optimize Your DTI Before Applying for a Mortgage
As you begin your journey toward homeownership or buying a new home, one of the factors that is most crucial for your success is your DTI. Understanding and optimizing your Debt-to-Income Ratio (DTI) is a key step in securing the mortgage terms you want. Lenders use...
Before You Buy an Investment Property
Have you been considering buying an investment property, but aren’t yet ready to pull the trigger? There are so many factors to consider, and we know it can be a little daunting. Maybe you’re wondering what type of property will be the most lucrative, or...
How Can I Become a Homeowner with These Market Conditions?
If you are hoping to become a homeowner in the future, we know that you might be like many of our clients and feel discouraged by the increased interest rates and market conditions that make homeownership seem unattainable. While it’s true that interest rates...
2024 is Your Year for Investing in Real Estate
Investing in real estate is becoming a common investmen opportunity among many American’s in today’s society. As we enter a new year, take advantage of the inspiration and motivation this season brings to launch you toward achieving your goals in real...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.