Is a 20% Down Payment Really the Best?

Is a 20% Down Payment Really the Best?

A common question for home buyers is how much should they put down on a house? But it really depends on the buyer, current financial situations, and credit history. Not every situation works for every mortgage option. If you’re a buyer with a lot of money saved...
5 Reasons Your Loan May Not Be Approved

5 Reasons Your Loan May Not Be Approved

There’s nothing more disheartening than realizing your home loan has fallen through or you can get approval for a home loan. It really comes down to these five reasons why a lot of buyers feel to get their mortgage approved. #1. Low credit score. Now, I...
Should I Look at Homes First or Apply for a Loan?

Should I Look at Homes First or Apply for a Loan?

I hear a lot of agents telling buyers to apply for a home loan before looking at any property but is this always the best direction? I have found that applying first and looking at homes second only works about half of the time. The reason for this being that buyers...
Top Mistakes Many First Time Buyers Make

Top Mistakes Many First Time Buyers Make

The last thing we want is to have regrets after buying such a large purchase, a home. If you’re like a lot of consumers these days, you’ve done your research, you’ve become educated, and you understand a little bit more about the home buying process....