If you don’t have 20% down but want to avoid paying private mortgage insurance (PMI), an 80-10-10 loan may be the right strategy. Also known as a piggyback or combination loan, it involves three parts: 80% first mortgage 10% second mortgage (home equity loan or HELOC)...
A common concern we hear about non-QM loans is that they’re too good to be true, and simply too risky. If you’re considering a non-QM loan, you might be wondering whether they’re similar to the risky, loosely documented loans that contributed to the 2008...
Do your 2026 goals include investing in a rental property in Southern California? If you’re exploring DSCR loans in Southern California as a strategy for growing your real estate portfolio, you’re on the right track. Investor demand for these loans—also...
If you work in the entertainment industry in Los Angeles—whether you’re an actor, musician, producer, or behind-the-scenes creative—you already know traditional lenders don’t always understand how your income works. From variable paychecks to contract-based...
The Southern California rental market is one of the strongest in the nation. From luxury apartments in Los Angeles to beachside condos and family rentals in Orange County, rental properties rarely stay vacant and rents continue to climb. What many investors don’t...
Southern California is one of the most desirable—and expensive—real estate markets in the nation, making non-qm loans a great choice for buyers. Whether it’s the luxury estates of Orange County, the creative live-work homes of Los Angeles, or the coastal appeal of San...