bank statment loans

Hi, I’m Jackie!

If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place.  I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.

With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.

Specialized Solutions for Self-Employed Borrowers

Traditional lending doesn’t always work for self-employed clients.  That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.

Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA,  a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.

Why Work with Us?

  • Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
  • White-Glove Service: Personalized guidance every step of the way.
  • Proven Expertise: A trusted advisor in California’s luxury real estate market.

 Ready to Elevate Your Home Financing Experience?

 Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.

Let’s redefine what mortgage success looks like—together.

 

My Specialties

(click below for details)

Mortgages for Self-Employed

Game Changer! Bank Statements as Income

Stated-Income Home Loans

No Income Docs required

JUMBO HOME LOANS

Jumbo loan solutions at highly competitive rates

INVESTOR CASH FLOW

Cash flow loans vs. Tax Returns for Investment Properties

Recent Closings

DENIED A TRADITIONAL LOAN?
NO WORRIES..

WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.

UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.

GIVE JACKIE A CALL AT 949-600-0944

VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!

See What Others Are Saying

Anna R & Vito L:

“Jackie helped us buy our first home! My husband and I are both entrepreneurs who work from home and we had been throwing money down the toilet for years because we just didn’t have the savings for our first home yet. Jackie helped us get approved for a 10% down jumbo loan that helped us buy our dream home! We now spend less now each month paying our mortgage than we did paying rent. So excited to be in the market FINALLY and building a home we can all our own. Thanks Jackie!”

Dr. Jay:

“Great. Very efficient. Very professional. Everything was done on time and as I was promised . I have been trying to refinance my mortgage for the past two years. I talked with the number of various ages and banks and no one could help me. I was referred to Jackie and within five weeks with a minimum effort on my part it was done. Thank you Jackie!”

Jessie B.:

“I did not expect someone who deals with numbers for a living to be so incredibly caring and intuitive! Jackie went above and beyond her savvy guidance and fast/efficient service by being the immensely amicable and good-hearted human being she is… She will be our mortgage guru for life!”

Al & Heather H.:

“Jackie, thanks for all that you have done. You made a very stressful time in my family’s life stress free. Needing to close our new home purchase in less than a month, having a vacation planned during the contingency period and closing early enough to move my daughter into our new home before she left for college 5 days later. All was business as usual for you. I have never been so satisfied with any real estate professional. You not only met all my expectations but exceeded them. Closing a loan in just over 3 weeks was exceptional. I have complete confidence in you and have recommended you to my fire department friends and family. Thanks for taking such good care of us.”

Karen and Eric:

“Pleasant, patient, persistent, and professional that’s how I’d describe Jackie Barikhan. Before Jackie took over our new home purchase file, another mortgage broker had been raking us over the coals for three months. Jackie got it done in one month and without the stress we’d been dealing with! Because we’d had such an awful experience before Jackie, we were riddled with lots of questions and fears. She dealt with us patiently and even talked to the seller well after hours to allay their fears about closing and keep us in escrow. There’s no one I’d trust more.”

EXCITING UPDATES, EVENTS AND CONTESTS!

WIN A $100 AMAZON GIFT CARD!

2025 My Lender Jackie Photo/Video Contest

AS A COFFEE ENTHUSIAST, I’VE CRAFTED A FUN CONTEST FOR 2025.
REQUEST YOUR FREE MY LENDER JACKIE MUG, CAPTURE A PHOTO OR VIDEO OF YOU, YOUR KIDS OR EVEN YOUR FURRY BEST FRIENDS

ENJOYING IT. TAG US ON FACEBOOK/INSTAGRAM/X
@MYLENDERJACKIE

(SEE EXAMPLE OF OUR TOY POODLES PUPPIES… SO CUTE RIGHT!)

Every quarter in 2025

A RANDOM ENTRY WILL BE DRAWN AND WILL WIN A $100 AMAZON GIFT CARD!

Blog

Buying Luxury Real Estate Without Using Tax Returns

Buying Luxury Real Estate Without Using Tax Returns

Any time you are doing things differently than the majority, you might run into unique obstacles. Many people find this to be true as a self-employed person or business owner when they want to buy a home. For anyone in this situation, we know that purchasing luxury...

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How Do Mortgages Work If You’re Self-Employed?

How Do Mortgages Work If You’re Self-Employed?

If you're ready to pursue buying a home, but you're self-employed, you might be wondering how the process will differ for you. A lot of the information you find online might not apply in your scenario, as someone who is financing ready for homeownership but doesn't...

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Have a mortgage question?  We’re here to help!