Hi, I’m Jackie!
If you’re seeking a luxury home loan paired with personalized, expert advice, you’re in the right place. I created this platform to help California’s most discerning homeowners and buyers make informed, confident lending decisions.
With over $500 million in closed loans and more than 20 years of experience, I’ve had the privilege of working with distinguished business leaders, tech innovators, A-list musicians, Star Athletes, top-tier medical professionals, and elite tradespeople.
Specialized Solutions for Self-Employed Borrowers
Traditional lending doesn’t always work for self-employed clients. That’s why my team specializes in alternative income loans, including bank statement , stated income and asset-based mortgages designed to meet your unique financial profile.
Our comprehensive suite of mortgage products ensures there’s an ideal solution for every client, whether you’re buying a luxury estate in LOS ANGELES, a beachside bungalow in SANTA BARBARA, a private equestrian retreat in SAN DIEGO COUNTY, a sophisticated midcentury property in PALM DESERT, a lucrative rental property opportunity in SAN BERNARDINO / RIVERSIDE Counties, or a coastal contemporary home in Orange County.
Why Work with Us?
- Tailored Lending Strategies: Custom solutions for high-net-worth and self-employed clients.
- White-Glove Service: Personalized guidance every step of the way.
- Proven Expertise: A trusted advisor in California’s luxury real estate market.
Ready to Elevate Your Home Financing Experience?
Contact me, JACKIE BARIKHAN, to explore the smartest lending options for your luxury property.
Let’s redefine what mortgage success looks like—together.
My Specialties
(click below for details)
Mortgages for Self-Employed
Game Changer! Bank Statements as Income
Stated-Income Home Loans
No Income Docs required
JUMBO HOME LOANS
Jumbo loan solutions at highly competitive rates
INVESTOR CASH FLOW
Cash flow loans vs. Tax Returns for Investment Properties
Recent Closings
DENIED A TRADITIONAL LOAN?
NO WORRIES..
WE CELEBRATE THE CREATIVITY & DETERMINATION OF OUR SELF-EMPLOYED PROFESSIONALS.
WITH FLEXIBLE LENDING OPTIONS, YOUR INCOME STORY CAN BE TOLD DIFFERENTLY.
UNLOCK CUSTOM LENDING SOLUTIONS THAT WORK WITH YOUR UNIQUE FINANCIAL PICTURE.
GIVE JACKIE A CALL AT 949-600-0944
VISIT WWW.TALKWITHJACKIE.COM TO SET A TIME THAT WORKS FOR YOU!
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Blog
Are the Higher Interest Rates on a Non-QM Loan Worth It?
One reason some of our clients have delayed in applying for a non-QM loan like a bank statement mortgage or cash flow investment loan is the interest rates. In many cases, the mortgage interest rate for a non-QM loan will be a bit above what you would get with a...
Is the Documentation for a Bank Statement Loan More Complicated?
Bank statement loans can be a streamlined alternative to traditional mortgage applications. For many hopeful homebuyers—especially self-employed individuals, business owners, and freelancers—getting approved for a mortgage using traditional income documentation can be...
Mortgage FAQs During a Divorce
Mortgage FAQs During a Divorce - If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional period, we are here to help. To speak with a loan officer about refinancing, buying your...
How Can I Qualify for a Mortgage If My Income is Seasonal or Fluctuating?
Buying a home is a dream that may feel out of reach if your income fluctuates dramatically or is greatly affected by seasonality. You may assume you won't be able to qualify for a mortgage without the traditional income verification most lenders require, but we have...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.
Have a mortgage question? We’re here to help!
