When Should I Lock in a Mortgage Rate?
When is the right time to lock in a mortgage rate? This is an open-ended question. I’ve had people ask me when the best time is to lock in their rate even the best time of day or the day of the week. But the best time to lock in a mortgage is usually when the...Can I Buy a House with Poor Credit?
Maybe 2019 is the year you buy a house. That could happen! You’ve been wanting it for some time but you’ve also been struggling with poor credit or a bad credit score. Maybe that poor credit score came from an ex-spouse or someone else that may have...Should I Refinance Before Rates Go too High?
If you are among the nearly 87 million homeowners in the United States, at some point, you’ve probably thought about refinancing unless you’ve just moved into your new home. Refinancing does a lot of different things, and it all depends on why you are...How to Get Rid of Mortgage Insurance or a 2nd Mortgage
As values have gone up over the past couple of years it might be a good time to look into eliminating your mortgage insurance. If you purchased a home through an FHA loan or other type of mortgage that required mortgage insurance because of a low to zero down payment,...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.