What You Need to Know About an E-Closing
As many things shift to online and electronic services during pandemic social distancing measures people buying and selling homes are getting used to a new way of conducting real estate transactions. One of those things is the way mortgage papers are signed. ...The Importance of Completing a Transfer Disclosure Statement Before Selling Your Home
If you’re ready to get serious about selling your home, start thinking about your house’s history in earnest. California law requires sellers to complete a Transfer Disclosure Statement to notate any issues their home has, to protect both buyers and sellers. Let’s...
What You Need to Be Ready for Your Home Loan Application
How to Prepare for a Home Loan Application Planning for home ownership is just as important as homeownership itself. Being prepared from the beginning can put you in a better place overall not only now but in the future. Nobody wants to purchase a home only to be...100% Paper-Free Mortgage Applications?
Getting approved for a mortgage could get a whole lot easier! If you’ve ever financed a car you know how much paperwork there is, well, buying a house means quadruple that paperwork. There literally is a paper to sign stating that you’ve signed the...Getting A California Home Loan: Why So Many Documents?
“Why do I have to provide so many documents when applying to purchase a new home?” “It seems like the bank needs to know every detail about my financial background, previous residences and additional verification from my employer and the IRS.” “I’ve heard from my...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.