Why Lenders Offer Different Mortgage Interest Rates to the Same Applicant
If you are one of the few potential home buyers that shop for a loan among several different lenders, you may have noticed that they do not all offer the same interest rate. In fact, the “costs” of each loan can differ greatly from one mortgage loan to the next. Why...Hidden Things That Can Ruin Your Credit Score
Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...
3 Things to Do if You Want to Buy But Can’t Afford a Down Payment
20% seems like an awful lot of money to put down on a house these days, especially considering home prices are rising continuously. $20-$30,000 certainly isn’t chump change and it can be difficult for first-time homebuyers to come up with that much of a down...My Husband Won’t Give Me Money for the Mortgage
Ever happen to you? Well, it happened to a friend of mine this weekend. She and her husband are going through some serious issues and he holds the keys to all the checking accounts, locks down the money yet wants her to pay the bills and the mortgage. Well, if he...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.