How To Choose Your Mortgage Lender
When you want to purchase a home you usually contact a real estate agent first. They will then put you in contact with a mortgage lender if you haven’t already started working with one. You aren’t ready to buy your first home until you are pre-approved and...5 Signs You Might Have Chosen the Wrong Lender
I have heard some stories over the years of clients that had a less than happy ending with their mortgage lender and loan officer. Here’s a list of 5 signs you need to look out for before going down the wrong road: 1. They don’t ask for any documentation –...
4 Major Factors of a Housing Crash and Why We Aren’t in One
With interest rates increasing and home prices seeming to skyrocket, many people are fearful that the real estate market is heading for a big bubble burst or a gigantic crash. But learning from housing market crashes of the past, there are four major signifiers that...
How Many Mortgage Lenders Should You Apply To?
How Many Mortgage Lenders Should You Apply To? It is not uncommon to hear that you should shop around when applying for a mortgage. But what is often not advised is just how many different mortgage options you should look at or how exactly you should carry out your...
Mortgages Near $1 Mill. Backed by Fannie Mae and Freddie Mac
For many years the federal entities of Fannie Mae and Freddie Mac would back mortgages and purchase them from lenders within certain rules. Traditionally Fannie Mae and Freddie Mac set a limit on how much a mortgage lender can lend out for them to guarantee and back a...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.