How a Bank Statement Mortgage Works

For self-employed individuals, a bank statement home loan may be the best thing since sliced bread. Instead of using W-2’s and tax returns, which most loans rely on, a bank statement loan uses the money you deposit into your bank account each month as proof of...

Secrets to a Real Estate Appraisal

Too many buyers, sellers, and even agents out there assume too many things about the real estate appraisal. They assume it’s an “average” price, or maybe they can look up comparables and a “price per square foot”… but that’s...

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Name Email Address Phone Number Purpose Of LoanBuy A HomeRefinance - Lower RateRefinance - Shorten TermCash Out RefinanceSubject Property Zip CodeGet...

Mortgage for Self-Employed Borrowers

Introducing the 24 Month Bank Statement Loans For Self Employed Borrowers Self-employed borrowers rejoice! There are now bank statement loans for self-employed borrowers with no lender overlays on government and conventional loans. So what does this mean for...

Hidden Things That Can Ruin Your Credit Score

Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...
Avoid Home Loan Pre-Approval Shaming

Avoid Home Loan Pre-Approval Shaming

Being Pre-Approved is Your #1 Home Buying Preparation Tool Unless you are paying cash for a house it is imperative to get a mortgage pre-approval letter. What is this letter? A preapproval letter is a letter from your mortgage officer or bank,  stating that you can...

How to Get Out of a HERO Loan

The term HERO stands for Home Energy Renovation Opportunity and is a government based program providing financing for energy efficient, water efficient, and renewable energy products to homes and businesses in approved communities within California and Missouri....