Comparing Non-QM and Traditional Mortgages
There are many different types of mortgages, including non-QM mortgages. One of the most complicated parts of the home buying process is determining what type of mortgage is the right fit for you. Choosing the terms that work for your needs, and then making sure you...
No Doc Loan Programs
Finding a mortgage without traditional income can be a challenge. Many loan programs are designed in a way that doesn’t work for business owners or self-employed borrowers, who don’t have the traditional documents that are required. If this sounds like...
How to Optimize Your DTI Before Applying for a Mortgage
As you begin your journey toward homeownership or buying a new home, one of the factors that is most crucial for your success is your DTI. Understanding and optimizing your Debt-to-Income Ratio (DTI) is a key step in securing the mortgage terms you want. Lenders use...
Before You Buy an Investment Property
Have you been considering buying an investment property, but aren’t yet ready to pull the trigger? There are so many factors to consider, and we know it can be a little daunting. Maybe you’re wondering what type of property will be the most lucrative, or...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.