Are There Jumbo Loans Available in California with 5% Down?
The state of California has several areas with higher home prices as compared to others across the country. In many places of California this can require securing a jumbo loan to purchase a home. What is a jumbo loan? A jumbo loan is a loan that lends out a larger sum...
Rent Payments Can Now Be Considered in Credit History
With a highly competitive seller’s market, it can be a little more challenging for first-time homebuyers to enter the housing market. To help a first-time home buyer secure a mortgage loan, the mortgage giant Fannie Mae will now allow lenders to consider rent payments...
Right Now is a Great Time to Refinance Investment Properties
Right Now is a Great Time to Refinance Investment Properties – The historically record-breaking low-interest rates over the last year and a half have sent homeowners to seek out loan products in larger numbers than previous years. One group that could...
Jumbo Loans are More Accessible Right Now – Should You Get One?
When you are hoping to purchase a home for a larger amount of money requiring you to apply for a larger mortgage, a traditional conforming loan may not be enough. You may need to look into borrowing a jumbo loan. For most real estate areas, a jumbo loan is needed for...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.