How Many Smoke Detectors and CO Alarms Should a House Have?
How many smoke detectors and CO detectors should a home have, and where should they be located in order to pass appraisal? This is a very common question and we’ve been getting a lot of them lately, specifically because homeowners may not understand what they...If Mortgage Rates Rise Will Home Prices Drop?
In a recent article published by Freddie Mac stated the impact the projected rise in mortgage rates might have on the housing market. We often assume that an increase in mortgage rates will cause a slow down in real estate purchases, which in turn, may lead to a drop...
5 Financial Perks of Being a First-Time Homebuyer
If you’re going with the idea of buying your first house, you’re probably doing some research on the financial side of it. Most of us don’t have the cash to purchase our first home so we are looking at financing. This is probably one of the biggest...Who Pays Closing Costs on a Home?
Who pays for closing costs when you purchase a home or when you sell a home all depends on what type of loan the buyer is getting. First-time buyers are often shocked when they realize how much closing costs can actually be. Closing costs are the various fees,...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.