Refinancing After Mortgage Modification
Refinancing after a mortgage modification is something we get asked about quite frequently. Those that have had a modification to their mortgage have usually done so because they’ve proven to the lender they’ve gone through a financial hardship and can no...
Can I Still Buy a Home With Bad Credit?
Bad credit. It can follow you around for years, even after you’ve done everything possible to correct certain mistakes, errors, or even lapses in judgment. We’ve all done it! Put something on credit when we know we should have held off or missed a payment...The 4 Biggest Refinance Questions
You’ve heard about refinancing, you’ve seen Joe and Mary down the street pull out $20,000 for a kitchen remodel, which you know they didn’t have in the bank and you’re wondering if refinancing is a good option for you? As a loan officer,...What is the HomeReady™ Program and Do I Qualify?
We’ve been hearing a lot of talk lately about Fannie Mae’s HomeReady™ Program but what is it and how can it work for you? This program is designed for today’s homebuyers. It is designed for creditworthy, low to moderate income borrowers. This program...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.