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Why Financing a Luxury Home Might Be Smarter Than Paying Cash, Even If You Can Afford It

Why Financing a Luxury Home Might Be Smarter Than Paying Cash, Even If You Can Afford It

by mylenderjackie | Jul 22, 2025 | Buying

When high-net-worth individuals look to purchase a luxury home in Southern California, many assume the smartest option is to pay in cash. After all, if you have the liquidity, why take on debt? Choosing the best option is nuanced. As mortgage professionals with many...
Financing International Income: How Non-QM Loans Support Global Buyers

Financing International Income: How Non-QM Loans Support Global Buyers

by mylenderjackie | Jul 10, 2025 | Buying

For global buyers looking to invest in U.S. real estate, securing financing can be one of the most challenging hurdles. Traditionally, mortgage lenders require U.S.-based income, U.S. credit history, and extensive domestic documentation that many international buyers...
Is It Better to Finance a Luxury Property or Pay Cash? Your Tax Questions Answered

Is It Better to Finance a Luxury Property or Pay Cash? Your Tax Questions Answered

by mylenderjackie | Jul 2, 2025 | Buying

We work with high-net worth individuals all the time, who have the ability to buy a luxury property with cash but are wondering if that’s to their advantage. When purchasing a high-end property, many buyers consider paying cash to streamline the process, but...

How to Avoid Wire Fraud the Next Time You Buy Real Estate (with these FBI Tips)

by mylenderjackie | Jun 17, 2025 | Buying

There’s a lot at stake when you’re buying real estate, not just emotionally, but financially. If you’re financing your investment, there can be a unique element of risk that you need to be aware of to protect yourself. Buying or refinancing a home is...
Can I Get a Second Mortgage without Letting Go of My Current Interest Rate?

Can I Get a Second Mortgage without Letting Go of My Current Interest Rate?

by mylenderjackie | May 16, 2025 | Buying

If you’re one of the lucky ones who bought or refinanced when interest rates were in the 2’s and 3’s, you may be hesitant to tap into your home equity for a second mortgage even if it is a substantial amount. We have some great news! If you have...
Maximizing Tax Deductions & Buying Luxury Real Estate – You Can Have Both!

Maximizing Tax Deductions & Buying Luxury Real Estate – You Can Have Both!

by mylenderjackie | Feb 13, 2025 | Buying

One of the best benefits available to you as a successful self-employed person can also become a major hurdle when you want to buy a home; we’re talking about tax deductions. If you’re self-employed, you probably take advantage of tax deductions to...
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Recent Posts

  • How Self-Employed Buyers Can Qualify for Luxury Mortgages in Southern California
  • Can I Use My Profit & Loss Statement Instead of a W-2?
  • Why Financing a Luxury Home Might Be Smarter Than Paying Cash, Even If You Can Afford It
  • DSCR: What They Are, and Why High-Net Worth Investors Use Them
  • Luxury Mortgage Pre-Approval in Southern California: How It Works for Million-Dollar Properties

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