How to Save for a Down Payment Without Feeling Overwhelmed

by mylenderjackie | Dec 12, 2024 | Buying

If buying a home is your dream, but the thought of saving a down payment is totally daunting, then you are in the right place. We know that saving up to buy a home might be an overwhelming thought—especially when you hear the common misconception that you need 20%...

Debunking Common Mortgage Myths: Arming Yourself with Accurate Information

by mylenderjackie | Dec 2, 2024 | Buying

Buying a home is a part of the American Dream, and because of that we hear about it all the time. Unfortunately, this can perpetuate some unhelpful mortgage myths about getting a mortgage. Before you apply for a mortgage, or decide whether you are ready to, check out...

Starter Home vs. Forever Home: Finding the Right Fit for Your Journey

by mylenderjackie | Nov 20, 2024 | Buying

One of the challenges buyers run into when narrowing their house hunting search is deciding between a starter home and a forever home. Ultimately, the decision usually comes down to balancing finances, immediate needs, and long term goals. If you’re getting...

Understanding Your Mortgage Payment: Principal, Interest, Taxes, and Insurance

by mylenderjackie | Nov 15, 2024 | Buying

Have you heard the acronym PITI and aren’t sure you understand what it means? When you’re looking at your projected mortgage expenses as you prepare to buy a home, the monthly mortgage payment you make will include the principal, interest, taxes, and...

Should I Choose a 15 or 30 Year Mortgage?

by mylenderjackie | Oct 28, 2024 | Buying

We believe in giving our clients options for their mortgages. Whether you need a bank statement loan, a VA loan, a conventional loan, or a creative solution for your investment goals, we love to be the source of our clients’ financing solution. One of the...

Three Honest Mistakes That Can Impact Your Ability to Close on a Mortgage

by mylenderjackie | Oct 5, 2024 | Buying

After getting pre-approved for a mortgage, it’s common for borrowers to breathe a sigh of relief and feel as though they’ve arrived. While pre-approval is an important milestone that should give you confidence in your ability to move forward with the...