Can I Get a Second Mortgage without Letting Go of My Current Interest Rate?

by mylenderjackie | May 16, 2025 | Buying

If you’re one of the lucky ones who bought or refinanced when interest rates were in the 2’s and 3’s, you may be hesitant to tap into your home equity for a second mortgage even if it is a substantial amount. We have some great news! If you have...

Maximizing Tax Deductions & Buying Luxury Real Estate – You Can Have Both!

by mylenderjackie | Feb 13, 2025 | Buying

One of the best benefits available to you as a successful self-employed person can also become a major hurdle when you want to buy a home; we’re talking about tax deductions. If you’re self-employed, you probably take advantage of tax deductions to...

Buying Luxury Real Estate Without Using Tax Returns

by mylenderjackie | Feb 6, 2025 | Buying

Any time you are doing things differently than the majority, you might run into unique obstacles. Many people find this to be true as a self-employed person or business owner when they want to buy a home. For anyone in this situation, we know that purchasing luxury...

How Do Mortgages Work If You’re Self-Employed?

by mylenderjackie | Jan 21, 2025 | Buying

If you’re ready to pursue buying a home, but you’re self-employed, you might be wondering how the process will differ for you. A lot of the information you find online might not apply in your scenario, as someone who is financing ready for homeownership...

Why PMI Isn’t a Good Reason to Delay Buying a Home (And When You Can Stop It)

by mylenderjackie | Jan 16, 2025 | Buying

For many hopeful first time homebuyers, the idea of adding PMI (private mortgage insurance) to the expense of owning a home is unwelcome. We get it. We’ve heard buyers say it feels like paying for nothing, or that they feel frustrated when it changes the home...

Ready to Buy Your First Home? Here’s How It Works

by mylenderjackie | Jan 9, 2025 | Buying

Are you ready to buy your first home and become a homeowner? Buying your first home can feel overwhelming if you don’t know where to start. As a mortgage lender, I’ve helped countless first-time buyers navigate the process, and I’m here to break it down into clear,...