How Long Will a Bankruptcy or Foreclosure Keep Me From Buying a Home?

by mylenderjackie | Nov 14, 2016 | Buying

This is a common question for many potential homebuyers: how long will a bankruptcy keep them from buying a home or how long after a foreclosure can a borrower apply for a home loan? Both of these situations are very unique and different in and of themselves. A...

How Much Home Can You Afford?

by mylenderjackie | May 17, 2016 | Buying

How much home can you afford? Find out your best affordability with a home loan in Orange County, CA! Maybe you’re wondering if you can afford a home in Orange County? The conforming loan limit is 625,500. While there is no calculator to absolutely determine...

First Time Homebuyer – Keep It Simple

by mylenderjackie | Feb 23, 2016 | Buying

Partner with Jackie at Right Choice Mortgage and find a place to call home The freedom and security that come from owning a home are major reasons to become a homeowner. Putting down roots frees you from rising rent, but it also grants you so much more. As a mortgage...

Year of the Boomerang Buyer – Home Loans After Bankruptcy

by mylenderjackie | Aug 4, 2015 | Buying

2015 is looking to be the year of the boomerang buyer, or repeat homebuyer. The housing crash in 2008 caused financial hardships for many, but now buyers are looking to get back into the market to purchase a home and take advantage of the low rates and rising...

How Rising Interest Rates affect Borrowers and Affordability

by mylenderjackie | Jul 21, 2015 | Buying

Average mortgage rates jumped from 3.5% in April to 4.125% in July on 30-year fixed rate conventional loans, an increase of .625%. Due to increase in rates, home buyers have lost around 7.5% in purchasing power in just the past four months. HOW RISING INTEREST RATES...

7 Tricks to Help Your Purchase Offer Stand Out From the Crowd

by mylenderjackie | May 31, 2015 | Buying

The real estate market is as tough as ever and getting any kind of edge over your competitors is great, no matter how small or superficial it may seem.Any real estate agent knows that branding and personality shine in this buyer’s market. Of course, buyers also want a...