How Does the Pre-Approval Process Work?

by mylenderjackie | Jan 3, 2025 | Buying

If you’re preparing to buy a home, one of the most important first steps is getting pre-approved for a mortgage. Not only does a pre-approval provide you with a clear understanding of your budget, but it also signals to sellers that you’re a serious buyer....

How to Save for a Down Payment Without Feeling Overwhelmed

by mylenderjackie | Dec 12, 2024 | Buying

If buying a home is your dream, but the thought of saving a down payment is totally daunting, then you are in the right place. We know that saving up to buy a home might be an overwhelming thought—especially when you hear the common misconception that you need 20%...

Debunking Common Mortgage Myths: Arming Yourself with Accurate Information

by mylenderjackie | Dec 2, 2024 | Buying

Buying a home is a part of the American Dream, and because of that we hear about it all the time. Unfortunately, this can perpetuate some unhelpful mortgage myths about getting a mortgage. Before you apply for a mortgage, or decide whether you are ready to, check out...

Starter Home vs. Forever Home: Finding the Right Fit for Your Journey

by mylenderjackie | Nov 20, 2024 | Buying

One of the challenges buyers run into when narrowing their house hunting search is deciding between a starter home and a forever home. Ultimately, the decision usually comes down to balancing finances, immediate needs, and long term goals. If you’re getting...

Understanding Your Mortgage Payment: Principal, Interest, Taxes, and Insurance

by mylenderjackie | Nov 15, 2024 | Buying

Have you heard the acronym PITI and aren’t sure you understand what it means? When you’re looking at your projected mortgage expenses as you prepare to buy a home, the monthly mortgage payment you make will include the principal, interest, taxes, and...

Should I Choose a 15 or 30 Year Mortgage?

by mylenderjackie | Oct 28, 2024 | Buying

We believe in giving our clients options for their mortgages. Whether you need a bank statement loan, a VA loan, a conventional loan, or a creative solution for your investment goals, we love to be the source of our clients’ financing solution. One of the...