Can I Use Gift Funds for a Stated Income Loan?

by mylenderjackie | Jun 20, 2024 | Buying

Are you interested in the process of getting approved for a stated income loan? These non-QM loans are particularly helpful for some of our clients who don’t have the typical income streams but are ready to invest in a primary residence, a second home, or an...

How to Determine Stated Income as a Self Employed Borrower

by mylenderjackie | Jun 5, 2024 | Buying

If you own your own business or are a wage earner through gig work or another self-employment venture, we know that applying for a mortgage can be daunting. The bad news is, many lenders won’t qualify you for a traditional loan because you won’t be able to...

How to Optimize Your DTI Before Applying for a Mortgage

by mylenderjackie | May 13, 2024 | Buying

As you begin your journey toward homeownership or buying a new home, one of the factors that is most crucial for your success is your DTI. Understanding and optimizing your Debt-to-Income Ratio (DTI) is a key step in securing the mortgage terms you want. Lenders use...

Before You Buy an Investment Property

by mylenderjackie | May 6, 2024 | Buying

Have you been considering buying an investment property, but aren’t yet ready to pull the trigger? There are so many factors to consider, and we know it can be a little daunting. Maybe you’re wondering what type of property will be the most lucrative, or...

How Can I Become a Homeowner with These Market Conditions?

by temineth | Mar 22, 2024 | Buying

If you are hoping to become a homeowner in the future, we know that you might be like many of our clients and feel discouraged by the increased interest rates and market conditions that make homeownership seem unattainable. While it’s true that interest rates...

2024 is Your Year for Investing in Real Estate

by mylenderjackie | Jan 2, 2024 | Buying

Investing in real estate is becoming a common investmen opportunity among many American’s in today’s society. As we enter a new year, take advantage of the inspiration and motivation this season brings to launch you toward achieving your goals in real...