What High-Net-Worth Buyers Are Doing Differently Heading Into Next Year
As the year comes to a close, high-net-worth buyers across Southern California are reassessing how they approach real estate financing. The strategies that worked five or even two years ago no longer align with today’s market realities. Instead of chasing the lowest...
The Biggest Mortgage Mistakes Successful Buyers Made This Year (and How to Avoid Them)
Many of the buyers who struggled most with financing this year weren’t inexperienced or unqualified. They were highly successful professionals, business owners, and high-net-worth individuals. In Southern California’s competitive and complex housing market,...
Non-QM Loans for House Hackers: What Creative Buyers Need to Know
House hacking—living in one unit and renting out the rest—remains one of the fastest ways to buy real estate with reduced carrying costs. If you’re pursuing house hacking in Southern California, you need a financing solution that aligns with your goals. When a...
The One Thing I Wish I Knew Before Getting a Mortgage for the First Time
Most first-time buyers focus on one question: “Can I afford the monthly payment?” The one thing I wish every first-time borrower knew is that your mortgage payment is not just principal and interest – and it’s not guaranteed to stay the same forever, even with a...
Watch Out for These Myths About Buying a Luxury Home as a Small Business Owner
If you’re ready to buy a luxury home in Southern California as a small business owner, you may be feeling concerned or frustrated by the way most mortgage lending is tailored toward a W-2 employee. Some small business owners assume they won’t be able to...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.