How Does a Mortgage Loan Officer Get Paid?
Many first-time homebuyers and borrowers ask how a mortgage officer or lender gets paid? Well, let me break it down for you so you understand all of the details involved in a real estate transaction or refinance. Mortgage officers or loan offers are typically paid by...3 Extremely Important Things You Should Know About the Housing Market
The housing market is always a hot topic, especially if you’re planning on buying or selling. But, it can be a bit confusing to understand what’s really going on out there with home prices, the real estate market, and interest rates. Here are three really...Should I Buy a House or a Condo?
The decision to buy either a house or condominium comes down to personal preference and the type of house you want to maintain. Condos can be easier on the maintenance but higher on the homeowner association dues because of that lack of maintenance. However, both have...Are We at the Top of the Real Estate Market?
I’ve spoken to a few clients these days and a lot of them have asked about the subprime mortgage bust in 2007 and 2008 and a lot are wondering are we at the top of our real estate market now? Are we going to start heading downward and are things looking bleak...
2 Major Myths That May Be Holding Back Buyers
The Urban Institute recently published a report discussing the obstacles to accessing homeownership. 80% of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment of over 5%. My job is to educate...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.