Let's Talk
Contact Jackie
Phone, text, email, calendar, or in person, whichever is easiest for you, including evenings and weekends. Every mortgage question is welcome, no strings attached.
A real person answers
When you call, you get Jackie, not a call center, not a phone tree. She takes client calls personally, including evenings and weekends, because mortgage questions rarely keep business hours.
Not sure what to ask yet? Browse the loan programs, see how rate quotes work, or skim the first-time buyer plan before the call, or just call anyway.
Prefer to start in writing? Email works just as well, and Mark, the team's A.I. assistant, helps make sure nothing waits until morning.
Office
My Lender Jackie · Summit Lending18281 Gothard St Ste 203
Huntington Beach, CA 92648
Serving all of California, most clients complete everything by phone, email, and secure e-signature without ever needing to visit.
Get DirectionsReady to move faster?
If you already know you want to proceed, start the secure application, it takes about 15 minutes, and Jackie reviews every submission personally.
Start Secure ApplicationLicensing: Jackie Barikhan NMLS #914312 · DRE #01962240 · Summit Lending NMLS #339255. Verify at NMLS Consumer Access.
Send Jackie a message
Describe the property, the timeline, and how you earn. Jackie reads every submission.
Before you call: quick answers
Does a consultation cost anything or obligate me?
No and no. The first conversation is free, and most people leave it knowing exactly which two or three programs are worth pricing, even if the answer is "wait six months and do these two things first."
Will you pull my credit just to talk?
No. Initial conversations work from what you tell us. Credit is pulled only when you're ready to move toward a real pre-approval, and Jackie will tell you before it happens.
What should I have ready for the first call?
Just the story: what you're trying to do, rough income picture, and timeline. If you're self-employed, knowing your typical monthly deposits helps. Documents come later.
Areas we serve
Based in Huntington Beach. Jackie lends throughout California, including Orange, Los Angeles, San Diego, Riverside, San Bernardino, Ventura, Santa Barbara, San Francisco, Monterey, Santa Cruz, and Mendocino counties.
Santa Ana · Anaheim · Garden Grove · Westminster · Fountain Valley · Cypress · Seal Beach · Stanton (VA loans) · Long Beach (FHA) · Los Alamitos (debt consolidation)
Coastal and luxury markets
Jumbo, bank statement, and P&L financing for higher-cost coastal cities. Read the coastal markets page, or call Jackie about a specific property.
Newport Beach · Newport Coast · Laguna Beach · Dana Point · San Clemente · Irvine · Santa Monica · Malibu · Santa Barbara · Montecito · Monterey · Carmel · Santa Cruz · Mendocino
Let's Build Your Mortgage Strategy
One conversation is usually all it takes to know which path fits. No pressure. Just expert guidance.