What to Do Before Applying for a Self-Employed Mortgage
Qualifying for a self-employed mortgage without a traditional job may sound stressful. When you realize that your lender will need proof of income, and your income is variable or has a shorter history because you are self-employed, you may be wondering how you can...
5 Tips on Improving Your Credit Score in California
It is important to understand the general importance of a credit score, and what having a good score can mean for you and your future. The official definition of a credit score is summed as a numerical expression based upon a level analysis of an individual’s...
Rent Payments Can Now Be Considered in Credit History
With a highly competitive seller’s market, it can be a little more challenging for first-time homebuyers to enter the housing market. To help a first-time home buyer secure a mortgage loan, the mortgage giant Fannie Mae will now allow lenders to consider rent payments...
Tips to Boost Your Credit Score to Obtain the Best Mortgage Rates
The three-digit number that is your credit score puts a big impact on your ability to qualify for a mortgage loan and what interest rate you will be offered. An interest rate plays a very significant role in how much home you can afford as it makes a dramatic impact...
How the New FICO “Resilience” Credit Score Could Help Borrowers
While some businesses are still shut down or running at much less capacity the economy across the country has seen a high number of unemployment. The Fair Isaac Corp., more commonly known as FICO, the producer of the FICO credit score and a global analytics company,...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.