How Can I Qualify for a Mortgage If My Income is Seasonal or Fluctuating?
Buying a home is a dream that may feel out of reach if your income fluctuates dramatically or is greatly affected by seasonality. You may assume you won’t be able to qualify for a mortgage without the traditional income verification most lenders require, but we...
What is the Difference Between Pre-Qualification and Pre-Approval (& Which Do I Need?)
As you step into the mortgage lending world, there are many terms that can be confused with one another and even sound synonymous. Pre-qualification and pre-approval are a perfect example of this. Many people make the mistake of using the two interchangeably, but they...
Understanding What Happens with Loan Approval During Escrow
If you’re preparing to buy a home, understanding the financing process of loan approvals is key to being able to make an offer with confidence. We know that getting a mortgage can be daunting, as it is a unique financing process that may feel confusing or...
Applying for a Mortgage without a 5406-C IVES
Applying for a mortgage can be a relatively simple process if you’re a borrower with traditional income sources, but if you’re not the process can actually be a bit daunting. If you’re finding yourself overwhelmed, we’re here to help. We have...
What Not to Do After Getting Pre-Approved for Your Mortgage
You’ve been pre-approved for a mortgage, congratulations! These words will likely put you at ease when you hear them, knowing you’re ready to make an offer on the home you want to buy. There are some common mistakes borrowers make during the time between...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.