by mylenderjackie | Jan 24, 2023 | Loan Approvals
Why Does Debt-to-Income Ratio Matter? There are multiple metrics lenders use to determine someone’s ability to repay a mortgage, as well as how much debt they are able to take on. The more you understand the mortgage approval process and what your lender is...
by mylenderjackie | Dec 14, 2022 | Loan Approvals
Mortgage FAQs During a Divorce – If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional period, we are here to help. To speak with a loan officer about refinancing,...
by mylenderjackie | Aug 16, 2022 | Loan Approvals
How to Qualify for a Mortgage in Today’s Market – Ready to take the leap from renting to owning? Investing in real estate is one of the best things you can do for your financial stability and the future of your family. If you are new to buying real estate,...
by mylenderjackie | Mar 29, 2022 | Loan Approvals
Is it Possible to Get a Mortgage Without a Job? It is a possibility to obtain a mortgage loan or to refinance your current home loan when you are currently unemployed for whatever reason, be it a gap in employment, having enough wealth not to need employment, or...
by mylenderjackie | Jan 10, 2022 | Loan Approvals
Federal Reserve Actions Could Make Getting Mortgages Easier – Rates have been slowly climbing in response to the federal reserve stance on inflation but homebuyers shouldn’t worry about having trouble qualifying for a mortgage loan in the months to come....
by mylenderjackie | Jan 3, 2022 | Loan Approvals
Will Larger Conforming Loan Limits Bring a Housing Crisis? Home prices have been on the rise in a very quick manner for some time now and they do not appear to be hugely slowing down. A large reason for the increase in home prices is low mortgage rates that have...