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What Is a Non-QM Loan and Who Actually Benefits from One?

What Is a Non-QM Loan and Who Actually Benefits from One?

by mylenderjackie | Sep 4, 2025 | Loan Programs

If you’ve been searching for jumbo cash-out refinancing in California, exploring a jumbo loan refinance to pay off a Home Tap loan, or comparing jumbo mortgage refinance rates in California, you’re in the world where Non-QM loans (Non-Qualified Mortgage) solutions...
Self-Employed Home Loans in California: Your Bank Statement & Jumbo Mortgage Options

Self-Employed Home Loans in California: Your Bank Statement & Jumbo Mortgage Options

by mylenderjackie | Sep 3, 2025 | Loan Programs

If you’re searching for home loans in California and you are self-employed, you already know that getting approved through a traditional bank isn’t always easy. Many entrepreneurs, freelancers, and investors run profitable businesses but are still denied for a...
Why You Don’t Need to Be Intimidated By Jumbo Loans

Why You Don’t Need to Be Intimidated By Jumbo Loans

by mylenderjackie | Aug 21, 2025 | Loan Programs

Are you looking at typical mortgage financing and finding that it doesn’t align with your Southern California real estate goals? For example, you may be running into road blocks with the size of your loan. A jumbo loan is a mortgage that exceeds the conforming...

Creative California Jumbo Loan Solution – $8M Mortgage Closed Fast | Jackie Barikhan

by temineth | Aug 13, 2025 | Loan Programs

California Jumbo Loan Success: $8 Million Mortgage Closed Fast How jumbo loan expert Jackie Barikhan at Summit Lending helped a self-employed buyer secure financing for an $8M California luxury home When a high-net-worth entrepreneur set out to purchase an $8 million...
How Top Real Estate Investors Use Cash Flow Loans Without W-2s

How Top Real Estate Investors Use Cash Flow Loans Without W-2s

by mylenderjackie | Aug 5, 2025 | Loan Programs

Real estate investing doesn’t have to follow a traditional path. In fact, some of the most successful investors today are growing their portfolios rapidly without ever providing a W-2 or pursuing a conventional mortgage. How? They’re using Cash Flow...
DSCR: What They Are, and Why High-Net Worth Investors Use Them

DSCR: What They Are, and Why High-Net Worth Investors Use Them

by mylenderjackie | Jul 21, 2025 | Loan Programs

When our high-net-worth clients invest in Southern California income properties, they often prioritize strategic financing that preserves liquidity, offers tax efficiency, and scales with their long-term wealth goals. One powerful but underutilized tool is the DSCR...
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Recent Posts

  • Down Payment FAQs for Self-Employed Homebuyers in Southern California
  • How High Net Worth Borrowers Are Using Jumbo Non-QM Loans
  • Why Cash Flow Matters More Than Tax Returns: Understanding P&L and Bank Statement Loans for Luxury Properties
  • How to Close Fast on a Luxury Home When Traditional Underwriting Would Slow You Down
  • Bank Statement Loans Explained: A Mortgage Solution for Entrepreneurs & Freelancers

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