Comparing Non-QM and Traditional Mortgages
There are many different types of mortgages, including non-QM mortgages. One of the most complicated parts of the home buying process is determining what type of mortgage is the right fit for you. Choosing the terms that work for your needs, and then making sure you...
No Doc Loan Programs
Finding a mortgage without traditional income can be a challenge. Many loan programs are designed in a way that doesn’t work for business owners or self-employed borrowers, who don’t have the traditional documents that are required. If this sounds like...
Cash Flow Mortgages FAQ
Cash flow mortgages, also known as investment property loans or rental property loans, are specifically designed to help real estate investors purchase income-generating properties such as rental homes, multi-family units, or commercial buildings. These mortgages...
Is a Bank Statement Loan a Bad Idea?
As you go through the process of buying a home, specifically finding the right financing option for you, anything that sounds unconventional may have you feeling cautious, such as a bank statement loan. We know that some things sound too good to be true, and if you...
Non-QM Loan Terms You May Not Know
One of the challenging aspects of applying for a loan is making sure you understand all of the terms. While we are always here to answer your questions about your loan application, it might be helpful to check out this post that explains the non-QM loan terms you may...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.