What are Discount Points, and Should I Buy Some?
Have you hear of discount points? Smart borrowers are looking for ways to maximize their buying power by lowering their interest rates as much as possible. While we know that each of our buyer will have different needs, the best possible interest rate seems to be one...
Choosing Between a Fixed Rate and Adjustable Rate Mortgage
When you’re buying a home, one of the biggest decisions you’ll make is choosing the type of mortgage that works best for your financial situation. Two of the most common options are fixed rate mortgages (FRMs) and adjustable-rate mortgages (ARMs)....
Why Buying a Home Now May Be Smarter Than Waiting for Lower Mortgage Rates
You might be seeing headlines that say mortgage rates are expected to drop near the end of next year, and wondering if it’s best to just wait until then to buy. However, if you’re in a financial position to buy a home now, doing so could save you money in the...
Choosing the Right Mortgage for Your Financial Situation
As you are preparing to get a mortgage, you may be asking what the best type of mortgage is and what fits your financial situation best. There is no one size fits all “best” option when it comes to a mortgage because each borrower has their own unique...
Prepare to Buy a Home with These Mortgage Tips
Are you hoping to buy a home this year or next? The more intentionally you prepare, the better your experience is likely to be and we have some great mortgage tips to help you prep. Qualifying for a mortgage might seem daunting, but we can walk with you every step of...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.