Why the Person Guiding Your Home Financing Matters as Much as the Numbers
Beyond Interest Rates: The Value of a Trusted Mortgage Advisor Buying a home is arguably one of the most significant financial decisions you will ever make. While interest rates and loan terms often dominate the conversation, there is a crucial element that truly...
Case Study: Closing a Multi-Million Dollar Loan Without Tax Returns
The borrower who needs this conversation most is usually the one who assumed it wasn’t possible. A multi-million dollar loan, a self-employed income structure, and two years of tax returns showing a number that reflects a tax strategy rather than a financial...
How to Close Fast on a Luxury Home When Traditional Underwriting Would Slow You Down
For luxury homebuyers in Southern California — whether in Beverly Hills, Newport Beach, Laguna Niguel, or Palm Desert — we know that sometimes timing is everything. In a competitive market, waiting weeks or months for traditional underwriting can mean losing your...
The $2.4M Irvine Jumbo Loan We Helped Our Clients Close on in 21 Days | Profit & Loss Mortgage Success Story
When it comes to financing luxury homes in Southern California, speed and expertise make all the difference. At Summit Lending, California mortgage expert Jackie Barikhan recently helped a self-employed healthcare professional secure a $2.4 million jumbo loan in...
Luxury Mortgage Pre-Approval in Southern California: How It Works for Million-Dollar Properties
Thinking about buying a luxury home in Southern California? Before you book a showing for that $3M ocean-view villa in Santa Monica, you’ll want to get a pre-approval for a luxury mortgage. The process is similar to a standard loan, but when you’re dealing with a...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.