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MonarchShawn McElderry

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Coming Soon…
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How to Buy a House After a Foreclosure or Short Sale

I have a lot of people ask me similar questions about buying a house after a foreclosure or short sale. However, it's important to note that just because the waiting period is over doesn't necessarily mean you will automatically be approved. Credit scores, history,...

How Renters Can Come Up With a Down Payment

Oh, that darn down payment. The reason a lot of people simply cannot buy a house. That down payment is a huge amount to save up for a put down on a house and unfortunately is one of the main reasons many people do not move from renting to buy. Embedded from MGIC...

How Long Does it Take to Increase My Credit Score?

This is a common question. And it all depends on where you're starting from. If you've faced a foreclosure, short sale or bankruptcy in the past 12 months, your credit score probably needs some serious repair, and this can be done, but it will take some discipline and...