Surprising Things That Can Lower Your Credit Score, Even If They’re Good Financial Moves
Your credit score makes all the difference in your ability to buy a home and the terms you will get on your mortgage. While the credit score is designed to put a measurable quantity on your ability to manage debt, it doesn’t give the full picture of your...
Should I Choose a 15 or 30 Year Mortgage?
We believe in giving our clients options for their mortgages. Whether you need a bank statement loan, a VA loan, a conventional loan, or a creative solution for your investment goals, we love to be the source of our clients’ financing solution. One of the...
11 Reasons You Should List Your Home During the Holidays
Are you planning to list your home for sale soon? Some homeowners figure they should wait until spring, the season that is conventionally considered a smart time to sell. However, if you’re thinking about selling your home, you don’t actually need to wait until...
What is the Difference Between Pre-Qualification and Pre-Approval (& Which Do I Need?)
As you step into the mortgage lending world, there are many terms that can be confused with one another and even sound synonymous. Pre-qualification and pre-approval are a perfect example of this. Many people make the mistake of using the two interchangeably, but they...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.