Pros and Cons of Applying for a Mortgage Without Your Spouse
Married couples who are refinancing their home or purchasing a new one do not have to include both people on the mortgage. In some cases, including both spouses on the paperwork can cause more setbacks. The most common setback is when one spouse has a significantly...
How to Get a Mortgage After Foreclosure
Going through a foreclosure is no small deal and it is not an easy one either. Many past homeowners begin to give up hope of ever owning a home again after they have been through a foreclosure, but there is a chance you can qualify for a home loan again. It is...
Can I Use an FHA 203(k) Loan to Purchase a Fixer Upper
Purchasing a property in need of repair can be a good way to save some money on a home that has all of the attributes you really want and the potential to become something you love. How will you pay for the repair work to make it into the home of your dreams? An FHA...
What Does the New Refinance Fee Mean for Borrowers?
The Federal Housing Finance Agency “adverse market” half percent fee on a majority of mortgage refinances officially went into effect on December 1, 2020. For those already in the process of refinancing this fee has been built into your refinance rate. If you are...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.