Is the Housing Market Cooling Off?
It seems that houses are not flying off the “shelf” as they did just 3 to 4 months ago so what is exactly happening and what does that mean for buyers and sellers now? Late spring and summer are typically some of the busiest times in the US housing market...
Common Sense Reasons to Buy a House with a Mortgage
There may be plenty of reasons to buy a home whether it’s expanding your family, wanting to grow equity, or just want something that will appreciate in value. Buying may be right for an individual or it might not be. There are some benefits and common-sense...
FAQ for Self Employed Home Loans
Frequently asked questions on self-employment home loans or stated income loans. Question: How good does my credit have to be? Answer: You need a minimum credit score of 600 to be eligible for a stated income self-employment home loan. Past credit issues may be okay...
What is a No Doc Mortgage?
Before the housing crash in 2008, a popular alternative to the traditional mortgage was called the Ninja mortgage which stands for “no income, job, or asset verification. This is also referred to as a no doc mortgage. Now while this might seem a little crazy,...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.