Three Honest Mistakes That Can Impact Your Ability to Close on a Mortgage
After getting pre-approved for a mortgage, it’s common for borrowers to breathe a sigh of relief and feel as though they’ve arrived. While pre-approval is an important milestone that should give you confidence in your ability to move forward with the...
The Challenges of Buying a Home When You are Your Own Boss
If you are your own boss, running your own business as a self-employed individual, applying for a mortgage and buying a home can be tricky. Typical mortgage applications are designed for people with predictable income and a W-2, so when you are self-employed it can be...
Signs You’re Ready to Become a Homeowner
A common question among our future clients is when they will be ready to buy their first home and become a homeowner. With constantly changing interest rates and home prices, keeping up can be daunting. The great news is, there are a few signs that you’re ready...
Can I Use Gift Funds for a Stated Income Loan?
Are you interested in the process of getting approved for a stated income loan? These non-QM loans are particularly helpful for some of our clients who don’t have the typical income streams but are ready to invest in a primary residence, a second home, or an...
How to Determine Stated Income as a Self Employed Borrower
If you own your own business or are a wage earner through gig work or another self-employment venture, we know that applying for a mortgage can be daunting. The bad news is, many lenders won’t qualify you for a traditional loan because you won’t be able to...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.