5 Important Things to Know Before Applying for Your First Loan

by mylenderjackie | Aug 30, 2022 | Buying

There are a few things to consider when applying for your first loan, including checking over your credit to compare it with your monthly debt payments. If you are applying for your first personal loan it is important to have certain knowledge so you can provide this...

How to Use a Cash Flow Loan Instead of Tax Returns for Investment Property

by mylenderjackie | Apr 26, 2022 | Buying, Loan Programs

An investor cash flow loan is also sometimes recognized as a debt service coverage ratio loan. This type of loan is designed specifically for real estate investors hoping to use other means than tax returns to qualify for a mortgage to purchase an investment property...

Ways To Make Moving While Expecting Easier On Moms-To-Be

by temineth | Apr 21, 2022 | Buying

Easier moving can start with thorough preparation. Not only are expecting moms required to handle the chores of prepping the new place on top of packing the old, but they must always be thinking of what’s OK for the baby. One of the first things to do to help is to...

Mortgages for Second Home and Vacation Homes in 2021

by mylenderjackie | Apr 26, 2021 | Buying

Right now could be a good time to purchase a second home. Not only do second homes save money on the expensive hotel costs of vacations, they can also be used as a potential source of income. Today’s current low mortgage rates could make purchasing that second home,...

How Mortgage Interest Rates Impact A Home Buying Budget

by mylenderjackie | Apr 12, 2021 | Buying

Mortgage interest rates have been on the rise since the beginning of 2021, but are still very low as compared to pre-pandemic rates. When there is a change in mortgage rates, it can have an impact on your home buying budget. Since January, mortgage rates have...

5 Things Not to Say When Applying for a Mortgage

by mylenderjackie | Feb 8, 2021 | Buying

Though mortgage rates are phenomenally low right now, the standard qualifications for mortgages have become more strict. There are many more things that set off red flags with lenders since the COVID pandemic began. When applying for a mortgage loan you want to give...