How High a Credit Score Can Go, and How to Get Yours There
A credit score is a number you may not think about often, but it’s a key factor in the home buying process. You may have often heard that a high credit score will help you get the best rates and terms on your mortgage, showing your lender that you have a great...
Does the Length of My Credit History Matter?
Does the Length of My Credit History Matter? – Your credit score is one of the most important metrics underwriters look at to determine your eligibility for a mortgage. This 3-digit number says a lot about how you manage debt and whether you are able to take on...
How Alimony and Child Support Affect Your Mortgage Application
Buying a home after divorce can be complicated, especially if your income is a combination of your wages, alimony, child support or if you are the one making alimony or child support payments. With the right information and a great loan officer on your side,...7 Things to Avoid After Applying for a Mortgage
7 Things to Avoid After Applying for a Mortgage – “Congratulations, you were pre-approved for your mortgage!” This exciting message likely comes with a sigh of relief, and allows you to enter escrow on that home you are thrilled to buy. There are a...
Is Raising Your Credit Score Your New Year’s Resolution?
Is Raising Your Credit Score Your New Year’s Resolution? – Trying to decide on a good New Year’s resolution for 2023? Consider making yours work to raise your credit score. It might not be as hard as you think, and the benefits are significant. If...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.