What is a Mortgage Rate Lock?

At least one time during the home loan process I get asked, what is the mortgage rate lock? A mortgage rate lock is a mortgage lenders commitment to honor an exact interest rate for a specific period of time. This means that once I have promised you a specific...
Avoid Home Loan Pre-Approval Shaming

Avoid Home Loan Pre-Approval Shaming

Being Pre-Approved is Your #1 Home Buying Preparation Tool Unless you are paying cash for a house it is imperative to get a mortgage pre-approval letter. What is this letter? A preapproval letter is a letter from your mortgage officer or bank,  stating that you can...
Is RocketMortgage Worth It?

Is RocketMortgage Worth It?

We live in an age of button pushers and talking to our devices.  With Google and Alexa we practically don’t have to do anything anymore. Just tell her what to do and if she’s connected, she can do it. So what about this RocketMortgage? On the surface, it...