When Can I Qualify for a Mortgage After Bankruptcy?
Have you had to deal with a short sale, foreclosure, or bankruptcy? If anyone of these financial issues has plagued you in the past you might be wondering when you can qualify for a mortgage again. Typically, it’s only a matter of time. The waiting period is...6 Key Things That Help You Qualify for a Mortgage
It’s springtime! And there’s no better time to prepare to buy a house. Rates are still low, although they are creeping up, and there’s plenty of inventory. So you want to pull the trigger on a new home loan. Doing some research ahead of time will set...
Can I Get a Home Loan or Refinance if I’m Self-Employed?
Self-employment – Entrepreneur. It means a lot of things and sometimes self-employed people think they may not be able to get a home loan because they don’t collect a W-2 and they think it might be impossible to prove their income. But this is not the...
Is RocketMortgage Worth It?
We live in an age of button pushers and talking to our devices. With Google and Alexa we practically don’t have to do anything anymore. Just tell her what to do and if she’s connected, she can do it. So what about this RocketMortgage? On the surface, it...
Could the Pre-Approval Letter Be Pointless?
You may have heard the term “pre-approval” or “pre-qualification letter” and how vital they are to the home buying process. A pre-approval, sometimes referred to as pre-qualification or a preliminary loan approval, is one of the first steps...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.