Could the Pre-Approval Letter Be Pointless?
You may have heard the term “pre-approval” or “pre-qualification letter” and how vital they are to the home buying process. A pre-approval, sometimes referred to as pre-qualification or a preliminary loan approval, is one of the first steps...7 Steps to Getting a Home Loan in California
https://www.youtube.com/watch?v=toaXw5lqAqM Get Pre-Approved Notice: JavaScript is required for this content. No Hidden Fees - No Obligation - No Upfront...50 Ways You Might Get Declined for a Mortgage
(If your current loan application is with a big bank or inexperienced loan officer) There are a ton of underwriting guidelines that must be met for typical conventional loans. Below are 50 ways your loan can be declined for a mortgage: Trying to buy too much house...10 Commandments During Home Loan Process
10 Commandments when Applying for a Home Loan in California 1. Thou shall not change jobs or become self-employed (The previous 2 years prior to applying is best to be stable at the same job) 2. Thou shall not buy a car, truck or van until “after” you...Pre-Approval vs. Home Loan Pre-Qualification
Getting ready to purchase your first home or even if you’ve been around the block and have owned multiple homes, the language surrounding the mortgage and real estate finance industry can get confusing. I will always break it down for you and make it easy to...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.