Are the Higher Interest Rates on a Non-QM Loan Worth It?
One reason some of our clients have delayed in applying for a non-QM loan like a bank statement mortgage or cash flow investment loan is the interest rates. In many cases, the mortgage interest rate for a non-QM loan will be a bit above what you would get with a...
Is the Documentation for a Bank Statement Loan More Complicated?
Bank statement loans can be a streamlined alternative to traditional mortgage applications. For many hopeful homebuyers—especially self-employed individuals, business owners, and freelancers—getting approved for a mortgage using traditional income documentation can be...
Getting a Mortgage When You’re Self-Employed: It’s Easier Than You Think
Buying a new home is a dream for many self-employed individuals who find themselves held back by the hurdles required to submit an application. Unfortunately, there are some myths that continue to be perpetuated about how difficult it is to buy a home when you are...
Jumbo Loans: What You Need to Know About Financing Luxury Homes
If you want to buy a luxury home, it’s important to know that the financing process can be slightly more complex than for a standard home purchase. In most cases, you will encounter something called a jumbo loan. But what exactly is a jumbo loan, and how does it...
11 Reasons You Should List Your Home During the Holidays
Are you planning to list your home for sale soon? Some homeowners figure they should wait until spring, the season that is conventionally considered a smart time to sell. However, if you’re thinking about selling your home, you don’t actually need to wait until...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.