• APPLY NOW
  • Call Us: (949) 600-0944
My Lender Jackie
  • Meet The Team
  • Today’s Rates
  • Praise and Love
    • Leave a Review
  • Home Loan Programs
    • Self Employed Bank Statement Home Loan Programs
    • Jumbo Loans
    • Stated Income Home Loans
    • Easy Cash Out Investment Property Loans
    • First-Time Home Buyer Plan
    • Fixed or ARM Mortgage Rates
    • FHA Loans
    • Homes Loans for Healthcare Professionals
    • Teacher Home Loans
    • VA Home Loans & Veteran Benefits
  • Resources
    • Recommended Professionals
  • Blog
  • Talk With Jackie
  • Contact
Select Page
Are Non-QM Loans Safe? Understanding the Regulations and Protections Before You Apply

Are Non-QM Loans Safe? Understanding the Regulations and Protections Before You Apply

by mylenderjackie | Dec 1, 2025 | Loan Programs

A common concern we hear about non-QM loans is that they’re too good to be true, and simply too risky. If you’re considering a non-QM loan, you might be wondering whether they’re similar to the risky, loosely documented loans that contributed to the 2008...
The Best Cities for DSCR Investing in Southern California Right Now

The Best Cities for DSCR Investing in Southern California Right Now

by mylenderjackie | Nov 24, 2025 | Loan Programs

Do your 2026 goals include investing in a rental property in Southern California? If you’re exploring DSCR loans in Southern California as a strategy for growing your real estate portfolio, you’re on the right track. Investor demand for these loans—also...
Entertainment Industry Mortgages: How Actors, Musicians & Producers Qualify Using Non-QM Loans

Entertainment Industry Mortgages: How Actors, Musicians & Producers Qualify Using Non-QM Loans

by mylenderjackie | Nov 19, 2025 | Loan Programs

If you work in the entertainment industry in Los Angeles—whether you’re an actor, musician, producer, or behind-the-scenes creative—you already know traditional lenders don’t always understand how your income works. From variable paychecks to contract-based...
Buying Rental Properties in LA or Orange County Without Traditional Income? Here’s How Cash Flow Investor Loans Make It Possible

Buying Rental Properties in LA or Orange County Without Traditional Income? Here’s How Cash Flow Investor Loans Make It Possible

by mylenderjackie | Nov 14, 2025 | Loan Programs

The Southern California rental market is one of the strongest in the nation. From luxury apartments in Los Angeles to beachside condos and family rentals in Orange County, rental properties rarely stay vacant and rents continue to climb. What many investors don’t...
Why Non-QM Loans Are Surging in Southern California’s High-Income, High-Home-Price Market

Why Non-QM Loans Are Surging in Southern California’s High-Income, High-Home-Price Market

by mylenderjackie | Nov 12, 2025 | Loan Programs

Southern California is one of the most desirable—and expensive—real estate markets in the nation, making non-qm loans a great choice for buyers. Whether it’s the luxury estates of Orange County, the creative live-work homes of Los Angeles, or the coastal appeal of San...
The Pros and Cons of Non-QM Mortgages for Today’s Homebuyers in Southern California

The Pros and Cons of Non-QM Mortgages for Today’s Homebuyers in Southern California

by mylenderjackie | Nov 7, 2025 | Loan Programs

For many Southern California homebuyers—especially business owners, entrepreneurs, and luxury buyers—traditional mortgage options can feel like trying to fit a square peg into a round hole. When your income doesn’t fit neatly into a W-2 or you have complex assets and...
« Older Entries

 

Welcome to my Blog!

Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.

 

Mortgage Video Library

Orange County Real Estate Tips Video Library

Talk With Jackie

Recent Posts

  • The One Thing I Wish I Knew Before Getting a Mortgage for the First Time
  • Are Non-QM Loans Safe? Understanding the Regulations and Protections Before You Apply
  • The Best Cities for DSCR Investing in Southern California Right Now
  • Bank Statement Loans in Los Angeles: The Mortgage Hack Every Self-Employed Buyer Should Know
  • Entertainment Industry Mortgages: How Actors, Musicians & Producers Qualify Using Non-QM Loans

Nationally Licensed Mortgage Advisor:

Summit Lending
NMLS# 339255
BRE# 01962240

As heard on The Answer 96.1 FM/ 1170 AM – My Lender Jackie is sponsor of The Christmas Mortgage Miracle – You could win Mortgage/Rent Payments for 2024!

KFI – AM 640 and KNX AM 1070/97.1 FM

summit lending

LOCATION

17011 Beach Blvd Suite 1100,
Huntington Beach, CA 92647

NMLS: 914312
DRE : 01962240

CONTACT US

  • EMAIL:
    info@mylenderjackie.com
  • MOBILE
    (949) 600-0944
  • FAX
    (213) 947-1399
Talk With Jackie Click Here!
To Schedule Your Appointment Today!

My Lender Jackie is your online resource for personalized mortgage solutions,

Fast customized quotes, great rates & service with integrity.

@2023 My Lender Jackie Official Site | Privacy Policy | Designed by Personal SEO