• APPLY NOW
  • Call Us: (949) 600-0944
My Lender Jackie
  • Meet The Team
  • Today’s Rates
  • Praise and Love
    • Leave a Review
  • Home Loan Programs
    • Self Employed Bank Statement Home Loan Programs
    • Jumbo Loans
    • Stated Income Home Loans
    • Easy Cash Out Investment Property Loans
    • First-Time Home Buyer Plan
    • Fixed or ARM Mortgage Rates
    • FHA Loans
    • Homes Loans for Healthcare Professionals
    • Teacher Home Loans
    • VA Home Loans & Veteran Benefits
  • Resources
    • Recommended Professionals
  • Blog
  • Talk With Jackie
  • Contact
Select Page
Common Mistakes Luxury Homebuyers Make in Southern California When Applying for Jumbo Loans

Common Mistakes Luxury Homebuyers Make in Southern California When Applying for Jumbo Loans

by mylenderjackie | Oct 15, 2025 | Loan Programs

Every day, we work with small business owners, foreign nationals, real estate investors, and other motivated buyers looking to finance a purchase of luxury Southern California real estate. Whether for your personal use or an income property, buying a high-end property...
How High Net Worth Borrowers Are Using Jumbo Non-QM Loans

How High Net Worth Borrowers Are Using Jumbo Non-QM Loans

by mylenderjackie | Oct 9, 2025 | Loan Programs

We work with many high-net worth clients in Southern California, many of whom have the liquidity and net worth to purchase luxury real estate, but conventional mortgage underwriting doesn’t always line up with their financial reality, that’s where non-qm loans...
Why Cash Flow Matters More Than Tax Returns: Understanding P&L and Bank Statement Loans for Luxury Properties

Why Cash Flow Matters More Than Tax Returns: Understanding P&L and Bank Statement Loans for Luxury Properties

by mylenderjackie | Oct 3, 2025 | Loan Programs

High-net-worth buyers in Southern California know that securing a luxury home in Beverly Hills, Laguna Niguel, or Palm Desert often requires flexibility that they simply can’t find in traditional mortgages. One of the biggest hurdles for entrepreneurs and...
Bank Statement Loans Explained: A Mortgage Solution for Entrepreneurs & Freelancers

Bank Statement Loans Explained: A Mortgage Solution for Entrepreneurs & Freelancers

by mylenderjackie | Sep 24, 2025 | Loan Programs

If you’re self-employed, a freelancer, or a business owner in California, you’ve probably discovered that getting a mortgage isn’t going to be easy. Traditionally, lenders rely on W-2 income and tax returns, which often don’t reflect your true earnings after...
The Best Mortgage Options for Self-Employed Buyers in California

The Best Mortgage Options for Self-Employed Buyers in California

by mylenderjackie | Sep 22, 2025 | Loan Programs

For many entrepreneurs, freelancers, and business owners, achieving the dream of homeownership can feel more complicated than it should. We know because we work with self-employed borrowers every day who are frustrated by the hurdles between them and homeownership....
Jumbo Loans Without W-2s: Buying a Luxury Home in Southern California

Jumbo Loans Without W-2s: Buying a Luxury Home in Southern California

by mylenderjackie | Sep 10, 2025 | Loan Programs

Southern California’s luxury real estate market is one of the most competitive and desirable in the world. From Malibu beachfront estates to Beverly Hills mansions and Orange County villas, buyers often need jumbo loans to finance these high-value properties. So what...
« Older Entries

 

Welcome to my Blog!

Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.

 

Mortgage Video Library

Orange County Real Estate Tips Video Library

Talk With Jackie

Recent Posts

  • Watch Out for These Myths About Buying a Luxury Home as a Small Business Owner
  • Common Mistakes Luxury Homebuyers Make in Southern California When Applying for Jumbo Loans
  • Down Payment FAQs for Self-Employed Homebuyers in Southern California
  • How High Net Worth Borrowers Are Using Jumbo Non-QM Loans
  • Why Cash Flow Matters More Than Tax Returns: Understanding P&L and Bank Statement Loans for Luxury Properties

Nationally Licensed Mortgage Advisor:

Summit Lending
NMLS# 339255
BRE# 01962240

As heard on The Answer 96.1 FM/ 1170 AM – My Lender Jackie is sponsor of The Christmas Mortgage Miracle – You could win Mortgage/Rent Payments for 2024!

KFI – AM 640 and KNX AM 1070/97.1 FM

summit lending

LOCATION

17011 Beach Blvd Suite 1100,
Huntington Beach, CA 92647

NMLS: 914312
DRE : 01962240

CONTACT US

  • EMAIL:
    info@mylenderjackie.com
  • MOBILE
    (949) 600-0944
  • FAX
    (213) 947-1399
Talk With Jackie Click Here!
To Schedule Your Appointment Today!

My Lender Jackie is your online resource for personalized mortgage solutions,

Fast customized quotes, great rates & service with integrity.

@2023 My Lender Jackie Official Site | Privacy Policy | Designed by Personal SEO