Is a 20% Down Payment Really the Best?

Is a 20% Down Payment Really the Best?

A common question for home buyers is how much should they put down on a house? But it really depends on the buyer, current financial situations, and credit history. Not every situation works for every mortgage option. If you’re a buyer with a lot of money saved...
Home Loans for Fixer Uppers – 203K Loan

Home Loans for Fixer Uppers – 203K Loan

If you are considering buying a home that needs a little bit of TLC, an FHA 203K loan might be the best option. An FHA 203K loan also sometimes referred to as a re-help loan or construction loan, allows the borrower to finance two major items in one, the house itself,...

VA Loan Limits Eliminated

The National Association of Realtors and the Department of Veterans Affairs have recently eliminated the conforming loan limit on a VA loan. The Blue Water Navy Vietnam Veterans Act now allows homebuyers to borrow above the 2019 limit of $484,350 without any down...

How to Get Out of the YGRENE HERO-PACE Loan

  YGRENE is the same PACE program for Northern California homes whereas the HERO home loan is for Southern California. Both are similar programs but it’s important to understand each and how to get out of it if you have gotten yourself into one thinking it...