What You Need to Know About a Non-QM Mortgage

by mylenderjackie | Jan 25, 2024 | Loan Programs

Are you preparing to buy a home or investment property and considering your financing options? Non-Qualified Mortgages (also called non-QM mortgages) have emerged as an alternative option for borrowers whose financial profiles don’t align with traditional...

Who is the Best Fit for a Cash Flow Mortgage?

by mylenderjackie | Jan 18, 2024 | Loan Programs

A cash flow mortgage investor loan is a type of mortgage designed for investors who prioritize generating positive cash flow from their real estate investments. Unlike traditional mortgages that may focus on the borrower’s personal income and creditworthiness,...

Common Myths About Bank Statement Loans

by mylenderjackie | Jan 10, 2024 | Loan Programs

Bank statement loans have gained popularity as an alternative financing option, especially for self-employed individuals or those with non-traditional income sources. However, like any financial product, there are common misunderstandings and myths surrounding bank...

How to Choose the Right Mortgage as a Real Estate Investor

by mylenderjackie | Nov 28, 2023 | Loan Programs

When you decide to get into real estate investing, securing the right financing is a crucial step towards achieving success. The availability of various loan options can be overwhelming, especially for first time real estate investors. Choosing the right loan tailored...

Mortgage Backed Securities for Dummies – MBS 101 [2023]

by mylenderjackie | Nov 13, 2023 | Loan Programs

Mortgage Backed Securities for Dummies (Just Kidding) – MBS 101 Let me share with you the several factors that influence Mortgage Backed Securities which determines what rate you will get. Timing the market for the best opportunity to lock a California mortgage...

What is DSCR and How Does it Relate to a Cash Flow Mortgage?

by mylenderjackie | Aug 23, 2023 | Loan Programs

A cash flow mortgage is the perfect solution for those looking to borrow money for an income property. It allows you to qualify for the mortgage based on the income potential of the property, rather than your W-2 verified income. Instead of your income, we look to...