Common Myths About Bank Statement Loans

by mylenderjackie | Jan 10, 2024 | Loan Programs

Bank statement loans have gained popularity as an alternative financing option, especially for self-employed individuals or those with non-traditional income sources. However, like any financial product, there are common misunderstandings and myths surrounding bank...

How to Choose the Right Mortgage as a Real Estate Investor

by mylenderjackie | Nov 28, 2023 | Loan Programs

When you decide to get into real estate investing, securing the right financing is a crucial step towards achieving success. The availability of various loan options can be overwhelming, especially for first time real estate investors. Choosing the right loan tailored...

Mortgage Backed Securities for Dummies – MBS 101 [2023]

by mylenderjackie | Nov 13, 2023 | Loan Programs

Mortgage Backed Securities for Dummies (Just Kidding) – MBS 101 Let me share with you the several factors that influence Mortgage Backed Securities which determines what rate you will get. Timing the market for the best opportunity to lock a California mortgage...

What is DSCR and How Does it Relate to a Cash Flow Mortgage?

by mylenderjackie | Aug 23, 2023 | Loan Programs

A cash flow mortgage is the perfect solution for those looking to borrow money for an income property. It allows you to qualify for the mortgage based on the income potential of the property, rather than your W-2 verified income. Instead of your income, we look to...

Cash Flow Mortgages for Investors

by mylenderjackie | Jul 20, 2023 | Loan Programs

We offer a variety of mortgage options, but we specialize in Cash Flow Mortgages. Cash flow mortgages can be an ideal solution for real estate investors, providing a unique opportunity to invest without the typical W-2 and pay stub verification. If you are interested...

How is a Bank Statement Loan Different from a Traditional Loan?

by mylenderjackie | Jul 11, 2023 | Loan Programs

With so many types of mortgages out there, many homeowner hopefuls don’t realize that bank statement loans may be their key to homeownership. One of the most important criteria that allows you to qualify for a mortgage is your income. Traditional loans look at...