Watch Out for These Myths About Non-QM Loans
Non-QM Loans can be a brilliant solution for borrowers who are not a good fit for a typical mortgage, but there are some common myths about non-QM loans that sometimes stand in the way of making a confident and informed decision. If you’re considering applying...
Understanding What Happens with Loan Approval During Escrow
If you’re preparing to buy a home, understanding the financing process of loan approvals is key to being able to make an offer with confidence. We know that getting a mortgage can be daunting, as it is a unique financing process that may feel confusing or...
What You Need to Know About Getting a Jumbo Loan
As you are navigating the home-buying or real estate investment process, particularly in high-cost real estate markets, you may come across the term “jumbo loan.” Unlike conventional loans, jumbo loans are designed for purchasing properties that exceed the...
The Challenges of Buying a Home When You are Your Own Boss
If you are your own boss, running your own business as a self-employed individual, applying for a mortgage and buying a home can be tricky. Typical mortgage applications are designed for people with predictable income and a W-2, so when you are self-employed it can be...
Choosing the Right Mortgage for Your Financial Situation
As you are preparing to get a mortgage, you may be asking what the best type of mortgage is and what fits your financial situation best. There is no one size fits all “best” option when it comes to a mortgage because each borrower has their own unique...
Signs You’re Ready to Become a Homeowner
A common question among our future clients is when they will be ready to buy their first home and become a homeowner. With constantly changing interest rates and home prices, keeping up can be daunting. The great news is, there are a few signs that you’re ready...
Prepare to Buy a Home with These Mortgage Tips
Are you hoping to buy a home this year or next? The more intentionally you prepare, the better your experience is likely to be and we have some great mortgage tips to help you prep. Qualifying for a mortgage might seem daunting, but we can walk with you every step of...
Which is Better: Fixed Rate or ARM?
If you’re planning to buy a home, you may be deciding between all of your options and weighing if a fixed rate or an ARM is a better option. When you choose a lender like us, with multiple solutions for our diverse borrowers, you may have a bit of analysis...
Common Sense Underwriting for a Stated Income Loan
If you’re looking for a non-QM loan option that allows you to show your eligibility without the traditional documentation, a stated income loan might be the perfect fit. This is a creative financing solution that will allow you to work toward your goals in real...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.