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Shawn McElderry
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shawn.mcelderry@monarchwealth.com
Should You Refinance in 2023?
Should You Refinance in 2023? - The refinancing storm of the past few years has calmed down significantly as the FED has raised the federal funds rate, but that doesn't mean your opportunity to refinance has necessarily passed. There are still some people who would...
Can I Refinance if I’m Self-Employed?
Refinancing as a self-employed person might seem out of reach. Without typical proof of income or tax returns to prove to your lender that you can afford your home, qualifying for a traditional mortgage refinance is tricky. But that doesn't mean you can't refinance as...
Is Raising Your Credit Score Your New Year’s Resolution?
Is Raising Your Credit Score Your New Year's Resolution? - Trying to decide on a good New Year's resolution for 2023? Consider making yours work to raise your credit score. It might not be as hard as you think, and the benefits are significant. If you are hoping to...
Mortgage FAQs During a Divorce
Mortgage FAQs During a Divorce - If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional period, we are here to help. To speak with a loan officer about refinancing, buying your...
What to Know about Discount Points
Are you looking for creative solutions to make buying a home today affordable? With rising interest rates, some buyers are concerned about how to afford the home they want. One of the solutions available today is buying discount points. To learn more about what...