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Shawn McElderry
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The Details of A Conventional Loan
Do you remember the first time you thought about purchasing a home? You most likely had the best and most aesthetically pleasing home in your mind's eye. All of these fun imaginative ideas can come true but you probably weren't thinking about a mortgage, let alone...
DSCR Loans for Investors
DSCR Loans for Investors - Looking for a creative way to invest in real estate without verifying income? A DSCR loan might be the perfect way to spice up your real estate portfolio. By purchasing an investment property, you can add a stream of income that can be...
Home Loan Options for Self Employed
Home Loan Options for Self Employed - When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage Lenders also consider the same things when you’re a self-employed borrower: your credit score, how much...
What to Know About Getting a Home Loan in California
It is no small feat when it comes to keeping track of your work when you are self-employed. There are often more hurdles to leap when applying for a mortgage when you are self-employed than wage-earning employees do. The personal income of the self-employed can appear...
5 Important Things to Know Before Applying for Your First Loan
There are a few things to consider when applying for your first loan, including checking over your credit to compare it with your monthly debt payments. If you are applying for your first personal loan it is important to have certain knowledge so you can provide this...