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Shawn McElderry
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What Are Rate and Term Financing?
A rate and term refinance can be a useful way to save money on your home loan. What Is It? Basically, a rate and term refinance is a loan improvement. It allows you to exchange your old mortgage for a new one that will hopefully put you in a better financial position....
Why Fannie Mae and Freddie Mac Impact Every Mortgage
When you begin to apply for a mortgage loan or even just research what you should know about current mortgages and what is out there, you will no doubt hear or read the words Freddie Mac and Fannie Mae. Fannie Mae and Freddie Mac are the financial entities that fuel...
Can You Refinance a Mortgage on a COVID Forbearance Plan?
At the height of the COVID scares, back in February and March, when the stock markets where crashing and businesses were closing for undefined amounts of time, many homeowners across the country found themselves in emergent and dire financial situations. There were a...
How to Start Saving Money for a House
Saving money to purchase a home may seem big, daunting, scary, unattainable, or always just out of reach. Don’t let your fears or apprehensions stop you from getting closer to the dream of owning your own home. Once you take those first steps it won’t seem so scary...
6 Steps to Finding the Best Mortgage
Applying for a mortgage on your home is more than just going down to your bank and taking the first offer given to you. It is best to shop around so you know you are receiving the best offer to invest the largest amount of money you will probably ever spend. As you...