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Shawn McElderry
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The Importance of Completing a Transfer Disclosure Statement Before Selling Your Home
If you’re ready to get serious about selling your home, start thinking about your house’s history in earnest. California law requires sellers to complete a Transfer Disclosure Statement to notate any issues their home has, to protect both buyers and sellers. Let’s...
7 Common Mistakes to Refinancing
There are many reasons why we consider refinancing our mortgage loan, the main reason, of course, is the possibility of saving money on our monthly home payment. Before you actually refinance read through these common refinance mistakes to make sure refinancing is...
What to Do if You’ve Been Denied for a Mortgage Part 2
What to Do if You've Been Denied for a Mortgage Part 2 - If you have applied for a mortgage and have been denied, you are probably wondering why you were not approved and if there is any hope of you becoming a new homeowner in the future. In an earlier article (part...
What to Do If You’ve Been Denied for a Mortgage Part 1
Not all mortgages end in final approval and the purchase of a home. Some mortgages never get to the final signing of papers and handing over of keys. If you have been denied for a home loan the following articles have some great tips on what to do next. Thoroughly...
7 Tips to Help Reduce Closing Costs
7 Tips to Help Reduce Closing Costs - Closing costs are the fees associated with wrapping up and finalizing your mortgage loan. While there is no way to completely avoid paying them, there are some ways that you can pay less...